Retirement Management

Over the years, our team of CFPs, CPAs, and attorneys has helped hundreds of retirees properly execute IRA rollovers, Roth conversions, and tax-wise retirement distribution strategies. Creating an optimal retirement strategy involves maximizing your return while minimizing risk, cost, and tax. We help you make the most of your retirement by combining evidence-based investing with tax-efficient financial planning. Our time-tested process includes an intelligent accumulation strategy as well as a smart distribution strategy. The result is a retirement plan designed to withstand virtually any market and tax environment. We cover all of these areas and more for you with the Align Retirement Income Planning System.

Utilizing our Retirement Income Planning System, we take the specifics of your particular situation (assets, goals, dollars, and deadlines) and run them through a series of stress tests using real long-term capital market data. Basically, we're applying the science of probability analysis as we create your customized retirement income plan. During this process, we calculate your Probability of Success by stress-testing your goals and portfolio against thousands of different market environments, based on actual capital market data (from really good to really bad). Your resulting Probability of Success is the percentage of thousands of simulations that exceed your goals. This is essentially the same process used by leading pension plans to determine if they are over- or under-funded at any given point in time. For you, it's like looking at thousands of possible future lifetimes, based on all known market history, in order to determine the most appropriate investment strategy for you and your family.

When you engage Align and our Retirement Income Planning System, you will experience the peace of mind and confidence that come from knowing that you will enjoy a plentiful retirement without any real concern of ever running out of money.

Retirement planning is only a portion of the overall Advanced Planning process we execute with each client. For a sample, Align Retirement Income Plan click here.  Call today at 800-401-6477 to put us to work on your own customized plan.

Free Financial Review

We offer a complimentary review meeting so you can see if our services are right for you.

Let's chat