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Total: 46 results found.

Who We Serve

Created on Tuesday, 18 June 2019. Posted in Content/about

Over the years, our team has found that successful people like you share common goals, such as clarity in their financial life, confidence in their future and the ability to lead a meaningful life. RETIREE ...

What Is Liquidity, and Why Should You Care?

Created on Tuesday, 04 June 2019. Posted in Content/our blog

... a period certain, and your ability to withdraw funds after that may be limited to specific windows of opportunity such as once per quarter or twice per year. Other examples of illiquid “investments” ...

Understanding Charitable Giving Through Donor-Advised Funds

Created on Monday, 11 February 2019. Posted in Content/our blog

... allowance. This introduces a new incentive to consider batching up your deductible expenses, so they can periodically “count” toward reducing your taxes due in years when you’ve got enough itemized deductions ...

Six Steps for Financial Well Being in 2019

Created on Tuesday, 01 January 2019. Posted in Content/our blog

Are you ready to get a jump on 2019? Here are six financial best practices for the year ahead. Pick a few of them or take on the entire list. Either way, you’ll be that much further ahead.  1.Don’t ...

Global Diversification Is Key in Volatile Times

Created on Friday, 16 November 2018. Posted in Content/our blog

... diversified investors were beginning to question their resolve after comparing their year-to-date returns to the U.S. stock market’s seemingly interminable ability to whistle past the graveyards of disappointing, ...

Getting a Handle on the New Charitable Giving Rules

Created on Friday, 17 August 2018. Posted in Content/our blog

... that year. In February 2018, the National Council of Nonprofits estimated that the higher standard deductions would effectively put the charitable deduction “out of reach of more than 87% of taxpayers.” ...

A Financial Survival Guide for Surviving Spouses

Created on Thursday, 26 April 2018. Posted in Content/our blog

... George H.W. Bush, now a widower after 73 years of marriage. Most of us would feel incredibly blessed to have such an enduring marriage. And it’s almost impossible to imagine what it must be like to move ...

Eight Tips for Navigating Market Downturns

Created on Monday, 02 April 2018. Posted in Content/our blog

... When you become mired in the minutiae, it's hard to retain your long-term perspective. 4. Revisit your carefully crafted investment plans (or make some). Even if you yearn to go by gut feel during a ...

2018 Financial Best Practices

Created on Monday, 29 January 2018. Posted in Content/our blog

Apply These Financial Best Practices To Ring In a Prosperous New Year Happy New Year! You're off and running into a brand new year, full of hopes and promises to make this one even better than last. ...

Market Correction

Created on Wednesday, 20 September 2017. Posted in Content/our blog

... 2007–2009. You'd have to go back just over a decade to witness periods of relative calm similar to this year's. What should we make of these numbers? Scanning financial news, you'll find the usual range ...

Financial Planner Interview

Created on Wednesday, 02 August 2017. Posted in Content/resources

... of continuing education on financial planning do you receive each year?  Are you a member of any professional estate/financial planning associations? Have you been published in any books, ...

Retirement Savings: A Little Goes a Long Way

Created on Wednesday, 07 June 2017. Posted in Content/our blog

... power of compounding. Let’s say an investor starts with $1,000. Over a 25-year-period, even at a modest return of 4 percent, with interest compounded annually, and an additional contribution of only ...

Preparing for RMDs—What You Need to Know

Created on Thursday, 18 May 2017. Posted in Content/our blog

After having saved for retirement for so many years, some people don’t realize that eventually they will have to start taking distributions—or be hit with tax penalties. The rules surrounding these forced ...

Dissecting the Robo-advisor Trend: Do I Still Need a Human Advisor?

Created on Wednesday, 15 March 2017. Posted in Content/our blog

... roughly 22 percent of all assets managed by registered investment advisors. A number of large investment firms already offer robo-advisor platforms, and more are adding the feature this year or considering ...

Starting Out the New Year Right

Created on Tuesday, 17 January 2017. Posted in Content/our blog

After ringing in the New Year, many people are getting back to business. For some this means devoting more energy to saving more and spending less. Indeed it’s the most popular financial resolution for ...

Investing Resolutions for 2017

Created on Tuesday, 13 December 2016. Posted in Content/our blog

Now is the time of year when many people make New Year’s resolutions. Oftentimes, these pledges relate to staying fit, losing weight or enjoying life more. As you are thinking about ways to improve in ...

The Importance of Rebalancing

Created on Friday, 11 November 2016. Posted in Content/our blog

... bonds. That's why, even when employing a buy-and-hold strategy, it's important to adjust your asset allocation at least once a year—possibly more often—depending on the circumstances. We call this process ...

Cashing Out Is Not a Cash Cow

Created on Thursday, 13 October 2016. Posted in Content/our blog

... moved their money to cash or cash equivalent savings over the past year — far more than those moving money to stocks or bonds. Investors also revealed they have an average of 19 percent in cash savings ...

With Investing, the Best Recipe is to Put Politics Aside

Created on Friday, 09 September 2016. Posted in Content/our blog

Amid the election year hoopla, pundits are already theorizing about the impact the candidates will have on the stock market and broader economy. As tempting as it can be to get caught up in this rhetoric, ...

How Asset Location Can Help Fatten Your Nest Egg

Created on Friday, 19 August 2016. Posted in Content/our blog

... stocks that you own for longer than a year are taxed at lower capital gains rates. Short-term equities, as well as taxable fixed income, are taxed at higher, ordinary-income tax rates. Municipal bonds, ...

How to Minimize Taxes in Retirement

Created on Tuesday, 17 May 2016. Posted in Content/our blog

... in your account. A simple example: A retiree with a 20-year life expectancy and $100,000 in a traditional IRA would be required to withdraw one-twentieth of his assets ($5,000) and pay tax on that amount. ...

Maximize Your Returns by Minimizing Your Taxes

Created on Thursday, 17 March 2016. Posted in Content/our blog

... experience more moderate market returns over the next few years. Every dollar counts—and that's true whether you have a taxable investment account or a tax-deferred account. Eventually, Uncle Sam will ...

Your Portfolio’s Secret Weapon

Created on Thursday, 18 February 2016. Posted in Content/our blog

... couple of months isn't unusual. In fact, it's pretty routine: Historically, market declines of at least 10% have occurred once a year. Temporary declines are the market's self-correcting mechanism, its ...

Our 2016 Prediction: Market Predictions Will Err

Created on Tuesday, 19 January 2016. Posted in Content/our blog

The beginning of a new year wouldn't be complete without a chorus of financial experts making predictions about the stock market. But unless 2016 is very different from years past, the experts will be ...

Turning Investment Losses Into Gains

Created on Friday, 11 December 2015. Posted in Content/our blog

... taxable gains and then decrease taxable ordinary income up to $3,000 per year. In addition, if you realize more than the $3,000 annual limit in a certain year, the IRS permits you to carry unused tax losses ...

Social Security Closing a Lucrative Loophole

Created on Monday, 09 November 2015. Posted in Content/our blog

... filer suspend his benefits? Because Social Security rewards those who wait to take their benefits with what are known as delayed retirement credits. For every year after full retirement age that a person ...

Bringing the Evidence Home

Created on Tuesday, 20 October 2015. Posted in Content/our blog

... years, three key stock market factors (equity, value and small-cap) plus a couple more for bonds (term and credit) have formed a backbone for evidence-based portfolio construction. What Has Evidence-Based ...

Don’t Sweat The Stock Market’s Volatility

Created on Friday, 04 September 2015. Posted in Content/our blog

... once per year, according to research by JP Morgan Asset Management. And drawdowns of 20% take place once per market cycle. The bottom line is that corrections are completely normal. They're part of the ...

The Essence of Evidence-Based Investing

Created on Monday, 06 April 2015. Posted in Content/our blog

... clients, because the primary purpose of Wall Street research is to sell you products. Our evidenced-based investment philosophy comes from the academic world and is based on more than 87 years of investment ...