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Total: 49 results found.

The Viability of the Value Premium, Part 2: The Long Perspective

Created on Thursday, 15 August 2019. Posted in Content/our blog

... with their personal financial goals and risk tolerances. Still, a decade is a long time to tolerate disappointing numbers while awaiting an expected reward. For many of us, our children are about the ...

Who We Serve

Created on Tuesday, 18 June 2019. Posted in Content/about

... and create a plan to achieve your goals. Protecting Your Family You want to know that your family will be protected during good times and bad. To put your mind at ease, we’ll review your life and disability ...

What Is Liquidity, and Why Should You Care?

Created on Tuesday, 04 June 2019. Posted in Content/our blog

... cash equivalents (such as bank accounts and T-Bills) are the most liquid assets of all. At any time, you can typically find somebody who will gladly give you something worthwhile in exchange for your cash. ...

Understanding Asset Allocation

Created on Wednesday, 01 May 2019. Posted in Content/our blog

... accurately as possible. Sometimes a fund tracks a popular index that tracks the asset class; other times, asset classes are tracked more directly. Either approach lets us turn a collection of risk/reward ...

Understanding Charitable Giving Through Donor-Advised Funds

Created on Monday, 11 February 2019. Posted in Content/our blog

Tax-filing time is upon us with a host of new rules, including the ones governing charitable giving. No matter how the 2017 Tax Cuts and Jobs Act (TCJA) may alter your tax planning, we’d like to believe ...

Six Steps for Financial Well Being in 2019

Created on Tuesday, 01 January 2019. Posted in Content/our blog

... guide your portfolio. A new year is a great time to tend to your investment plan – or create one, if you haven’t done so. Have any of your personal goals changed, or will they soon? How might this impact ...

Global Diversification Is Key in Volatile Times

Created on Friday, 16 November 2018. Posted in Content/our blog

... advising investors against reacting to hot runs by turning a cold shoulder to their well-structured portfolio. In his timely September 28 column, Wall Street Journal personal finance columnist Jason Zweig ...

Getting a Handle on the New Charitable Giving Rules

Created on Friday, 17 August 2018. Posted in Content/our blog

As we move toward the final quarter of 2018, it’s a good time to consider how the 2017 Tax Cuts and Jobs Act (TCJA) will impact your current and future tax plans. One of the frequently asked questions ...

Demystifying Investment Jargon: What Is Correlation?

Created on Wednesday, 27 June 2018. Posted in Content/our blog

... portfolio helps you invest more efficiently and effectively over time. Diversification also offers a smoother ride, which helps you better stay on course toward your personal financial goals. But in ...

A Focus on Fixed-Income

Created on Thursday, 24 May 2018. Posted in Content/our blog

...  Having no plan produces a continuous struggle to predict how, when and if it’s time to react to greater events over which you nor we have any control. No one can guarantee that any plan will deliver ...

A Financial Survival Guide for Surviving Spouses

Created on Thursday, 26 April 2018. Posted in Content/our blog

... if you’re reading this in happier times. If you’ve just been widowed …   Don’t decide anything you don’t have to – especially about your finances. This may seem like odd advice from ...

Eight Tips for Navigating Market Downturns

Created on Monday, 02 April 2018. Posted in Content/our blog

... your exposure to breaking news. There's a difference between following current events versus fixating on them. In today's multitasking, multimedia world, it's easier than ever to be inundated by news. ...

Is it Time to Rebalance Your Portfolio?

Created on Thursday, 01 March 2018. Posted in Content/our blog

... and so on. Assigning these weights is called asset allocation. Then time passes. Because markets don't move in tandem, your investments stray from the original allocations. Even if you've done nothing, ...

2018 Financial Best Practices

Created on Monday, 29 January 2018. Posted in Content/our blog

... policies remain right for you? Over time, it's easy to end up with gaps or overlaps, like too much or not enough coverage, deductibles that are too high or too low, or beneficiaries who need to be added ...

ABCs of Behavioral Biases: The Last Word

Created on Thursday, 28 December 2017. Posted in Content/our blog

... biases that stand between you and clear thinking, you'll probably still be tempted at times to react to the fear, greed, doubt, recklessness and similar hot emotions they generate. At the end of this article, ...

ABCs of Behavioral Biases: O to T

Created on Thursday, 28 December 2017. Posted in Content/our blog

So many financial behavioral biases, so little time! We resume our series with our final batch of biases: overconfidence, pattern recognition, recency, sunk cost fallacy and tracking error regret. Overconfidence  ...

ABCs of Behavioral Biases: H to O

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... mentally accounted your aunt's bequest into a place that detracts from rather than contributes to your best financial interests. Outcome Bias Sometimes, good or bad outcomes are the result of good ...

ABCs of Behavioral Biases: F to H

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... for memorable risks, such as a flash crash, while ignoring subtle ones that can be just as harmful or much easier to prevent, such as inflation's erosion of your spending power over time. Framing Framing ...

ABCs of Behavioral Biases: A to F

Created on Thursday, 26 October 2017. Posted in Content/our blog

... Evidence-based investing informs us, the best time to sell a holding is when it's no longer serving your ideal total portfolio, as prescribed by your investment plans. What you paid is irrelevant to that ...

The ABCs of Behavioral Biases

Created on Wednesday, 25 October 2017. Posted in Content/our blog

... multi-part "ABCs of Behavioral Biases," we'll offer an alphabetic introduction to investors' most damaging behavioral biases, so you can more readily recognize and defend against them the next time they're ...

Market Correction

Created on Wednesday, 20 September 2017. Posted in Content/our blog

... time to talk about scary markets, since we haven't experienced a severe one in a while. For example, the CBOE Volatility Index (VIX), aka, "the uncertainty index," is a generally accepted gauge of how ...

Building a Healthy Relationship with Investment Risk

Created on Tuesday, 15 August 2017. Posted in Content/our blog

... goals and risk tolerances, it's usually prudent to discount both good and bad news that is unfolding in real time. There are two, broadly different kinds of risks that investors face. Avoidable Concentrated ...

Evidence-Based Investors Approach Investing Differently

Created on Monday, 31 July 2017. Posted in Content/our blog

... time. But what exactly does evidence-based investing mean, and why does it matter? In a nutshell, we stand for more logic and less guesswork when it comes to investing your assets. Traditional active ...

Retirement Savings: A Little Goes a Long Way

Created on Wednesday, 07 June 2017. Posted in Content/our blog

... setting aside $20 a month for this same time period and at the same interest rate, your estimated total will be $10,210. It’s also important to try and contribute generously each month to your workplace ...

Preparing for RMDs—What You Need to Know

Created on Thursday, 18 May 2017. Posted in Content/our blog

... your first withdrawal, RMDs must be taken each year by December 31. When it’s time to start making distributions, we can help you consider the tax consequences and manage the rest of your portfolio ...

Thinking About Cashing Out of a Retirement Account Early? Think Again

Created on Thursday, 20 April 2017. Posted in Content/our blog

... over time. We’ve also had clients ask us about borrowing funds from their IRA, which we also advise against for similar reasons. Although you can’t officially take a loan from an IRA, there are ways ...

Dissecting the Robo-advisor Trend: Do I Still Need a Human Advisor?

Created on Wednesday, 15 March 2017. Posted in Content/our blog

... family. We take the time to get to know each and every one of you and your individual circumstances. A good advisor is always on call to help clients through life’s ups and downs. You can’t call a computer ...

Get Ready…Get Set…Wealth Transfer

Created on Tuesday, 14 February 2017. Posted in Content/our blog

... and emotionally. One of the big problems many families face is the inability to communicate effectively. Wealthy parents sometimes lack confidence in their kids’ ability to manage the family’s money, ...