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Total: 50 results found.

Your Portfolio’s Secret Weapon

Created on Thursday, 18 February 2016. Posted in Content/our blog

The stock market hasn't been a happy place so far in 2016. But for long-term investors, the real risk right now is losing sight of the big picture and making counter-productive short-term decisions. So ...

Our 2016 Prediction: Market Predictions Will Err

Created on Tuesday, 19 January 2016. Posted in Content/our blog

... in Hollywood movies (think The Big Short in theaters now). The point should be clear: Making investing choices based on year-ahead predictions—or short-term predictions of any kind—is no better than ...

Turning Investment Losses Into Gains

Created on Friday, 11 December 2015. Posted in Content/our blog

... and time horizon. As we do this, we look for prudent tax-loss harvesting opportunities. Tax-loss harvesting is just one way to invest tax-efficiently. We also seek to avoid short-term capital gains wherever ...

Bringing the Evidence Home

Created on Tuesday, 20 October 2015. Posted in Content/our blog

... long-term returns. Diversification helps manage the necessary risks involved. Get Along, Little Market. Diversification can also create a smoother ride through bumpy markets, which helps you stay on ...

Don’t Sweat The Stock Market’s Volatility

Created on Friday, 04 September 2015. Posted in Content/our blog

... expanding into a dangerous bubble. Market corrections are definitely a concern for short-term traders: You can hear them obsessing about the market's daily moves—or even hourly moves—on cable television. ...

Behavioral Biases: What Makes Your Brain Trick?

Created on Monday, 17 August 2015. Posted in Content/our blog

... expenses. Behavioral Bias #2: Recency Your long-term plans are also at risk when you succumb to the tendency to give undue weight to recent information. In "What Drives Market Returns?" we learned ...

What Has Evidence-Based Investing Done for Me Lately?

Created on Wednesday, 10 June 2015. Posted in Content/our blog

... are term and credit. These factors have formed the backbone of evidence-based portfolio construction, helping investors strike the most effective balance between return and risk. Continued research has ...

Factors That Figure in Your Evidence-Based Portfolio

Created on Tuesday, 12 May 2015. Posted in Content/our blog

... fixed-income (bond) returns: Term premium. Bonds with distant maturities (i.e. due dates) have returned more than bonds that come due quickly. Credit premium. Bonds with lower credit ratings (such ...

The Essence of Evidence-Based Investing

Created on Monday, 06 April 2015. Posted in Content/our blog

... in a rational methodology helps you best determine your financial goals—and it helps you stay on course toward those goals even when your emotions threaten to take over. The origins of evidence-based ...

Get Along, Little Market

Created on Tuesday, 17 February 2015. Posted in Content/our blog

... diversification provides us with an additional benefit: It helps to create a smoother ride toward our goals. Like a bucking bronco, near-term market returns are characterized by periods of wild volatility. ...

Managing the Market’s Risky Business

Created on Friday, 09 January 2015. Posted in Content/our blog

... the rise can expect to eventually be compensated for their steely resolve with higher returns. But they also face higher odds that results may deviate from expectations, especially in the near term. That's ...

The Full-Meal Deal of Diversification

Created on Wednesday, 03 December 2014. Posted in Content/our blog

... You may still be able to achieve diversification using such professionals, but your experience will be hampered by extraneous costs and distractions to your resolve as a long-term investor. Who needs that, ...

In Uncertain Markets, Beware of the Herd

Created on Tuesday, 12 August 2014. Posted in Content/our blog

... as no one really knows what caused the July 31 market drop, no one can predict what's to come next week or next month or next year. But know that whatever short-term events may unfold, the fundamentals ...

“Sell in May and Go Away”: It Rhymes, But It’s Wrong

Created on Tuesday, 13 May 2014. Posted in Content/our blog

... less than a year, you’ll pay the short-term capital-gains tax rate rather than the lower, long-term rate. Do you see how the neat, simple calculus of “sell in May” doesn’t look as great in the real world? ...

Separating “Flash” from Substance

Created on Tuesday, 08 April 2014. Posted in Content/our blog

... largest impact on our ability to reach our goals. While there's definitely more sizzle to a story of wrongdoing on Wall Street, we believe it's more instructive for long-term investors to look at longer-term ...

For What It's Worth: Assessing Advisory Fees

Created on Friday, 07 June 2013. Posted in Content/our blog

... long-term focus.   The Immense Immeasurables (Best) Let’s say none of the above were true, at least not for you. You’ve learned all that you need to know about sound portfolio management, and ...

Sample Reports

Created on Thursday, 02 May 2013. Posted in Content/services

... This report also breaks down your returns on your short term, mid term, and long term investments. Financial Plan - Are you on track to meet your goals? Social Security Analysis - After reviewing ...

Retirement Management

Created on Thursday, 11 April 2013. Posted in Content/services

... them through a series of stress tests using real long term capital market data.  Basically, we're applying the science of probability analysis in order to create your customized retirement income ...

Align In The News

Created on Saturday, 06 April 2013. Posted in Content/resources

... advisors in the United States. The Oklahoman - Expert Financial Advice: Ignore Experts - April 12, 2009 Dennis Packard discusses the importance of evaluating risk and creating a long term plan ...

News & Weblinks

Created on Monday, 30 April 2012. Posted in Content/resources

...  SocialSecurity.gov Certified Financial Planners Term Life Insurance Quotes Broker Check - FINRA NAPFA Fama/French Forum BankRate.com SavingForCollege.com Investors Tax Guide ...