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Total: 50 results found.

Eight Tips for Navigating Market Downturns

Created on Monday, 02 April 2018. Posted in Content/our blog

... your exposure to breaking news. There's a difference between following current events versus fixating on them. In today's multitasking, multimedia world, it's easier than ever to be inundated by news. ...

Is it Time to Rebalance Your Portfolio?

Created on Thursday, 01 March 2018. Posted in Content/our blog

... and so on. Assigning these weights is called asset allocation. Then time passes. Because markets don't move in tandem, your investments stray from the original allocations. Even if you've done nothing, ...

2018 Financial Best Practices

Created on Monday, 29 January 2018. Posted in Content/our blog

... policies remain right for you? Over time, it's easy to end up with gaps or overlaps, like too much or not enough coverage, deductibles that are too high or too low, or beneficiaries who need to be added ...

ABCs of Behavioral Biases: The Last Word

Created on Thursday, 28 December 2017. Posted in Content/our blog

... biases that stand between you and clear thinking, you'll probably still be tempted at times to react to the fear, greed, doubt, recklessness and similar hot emotions they generate. At the end of this article, ...

ABCs of Behavioral Biases: O to T

Created on Thursday, 28 December 2017. Posted in Content/our blog

So many financial behavioral biases, so little time! We resume our series with our final batch of biases: overconfidence, pattern recognition, recency, sunk cost fallacy and tracking error regret. Overconfidence  ...

ABCs of Behavioral Biases: H to O

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... mentally accounted your aunt's bequest into a place that detracts from rather than contributes to your best financial interests. Outcome Bias Sometimes, good or bad outcomes are the result of good ...

ABCs of Behavioral Biases: F to H

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... for memorable risks, such as a flash crash, while ignoring subtle ones that can be just as harmful or much easier to prevent, such as inflation's erosion of your spending power over time. Framing Framing ...

ABCs of Behavioral Biases: A to F

Created on Thursday, 26 October 2017. Posted in Content/our blog

... Evidence-based investing informs us, the best time to sell a holding is when it's no longer serving your ideal total portfolio, as prescribed by your investment plans. What you paid is irrelevant to that ...

The ABCs of Behavioral Biases

Created on Wednesday, 25 October 2017. Posted in Content/our blog

... multi-part "ABCs of Behavioral Biases," we'll offer an alphabetic introduction to investors' most damaging behavioral biases, so you can more readily recognize and defend against them the next time they're ...

Market Correction

Created on Wednesday, 20 September 2017. Posted in Content/our blog

... time to talk about scary markets, since we haven't experienced a severe one in a while. For example, the CBOE Volatility Index (VIX), aka, "the uncertainty index," is a generally accepted gauge of how ...

Building a Healthy Relationship with Investment Risk

Created on Tuesday, 15 August 2017. Posted in Content/our blog

... goals and risk tolerances, it's usually prudent to discount both good and bad news that is unfolding in real time. There are two, broadly different kinds of risks that investors face. Avoidable Concentrated ...

Evidence-Based Investors Approach Investing Differently

Created on Monday, 31 July 2017. Posted in Content/our blog

... time. But what exactly does evidence-based investing mean, and why does it matter? In a nutshell, we stand for more logic and less guesswork when it comes to investing your assets. Traditional active ...

Retirement Savings: A Little Goes a Long Way

Created on Wednesday, 07 June 2017. Posted in Content/our blog

... setting aside $20 a month for this same time period and at the same interest rate, your estimated total will be $10,210. It’s also important to try and contribute generously each month to your workplace ...

Preparing for RMDs—What You Need to Know

Created on Thursday, 18 May 2017. Posted in Content/our blog

... your first withdrawal, RMDs must be taken each year by December 31. When it’s time to start making distributions, we can help you consider the tax consequences and manage the rest of your portfolio ...

Thinking About Cashing Out of a Retirement Account Early? Think Again

Created on Thursday, 20 April 2017. Posted in Content/our blog

... over time. We’ve also had clients ask us about borrowing funds from their IRA, which we also advise against for similar reasons. Although you can’t officially take a loan from an IRA, there are ways ...

Dissecting the Robo-advisor Trend: Do I Still Need a Human Advisor?

Created on Wednesday, 15 March 2017. Posted in Content/our blog

... family. We take the time to get to know each and every one of you and your individual circumstances. A good advisor is always on call to help clients through life’s ups and downs. You can’t call a computer ...

Get Ready…Get Set…Wealth Transfer

Created on Tuesday, 14 February 2017. Posted in Content/our blog

... and emotionally. One of the big problems many families face is the inability to communicate effectively. Wealthy parents sometimes lack confidence in their kids’ ability to manage the family’s money, ...

Investing Resolutions for 2017

Created on Tuesday, 13 December 2016. Posted in Content/our blog

Now is the time of year when many people make New Year’s resolutions. Oftentimes, these pledges relate to staying fit, losing weight or enjoying life more. As you are thinking about ways to improve in ...

The Importance of Rebalancing

Created on Friday, 11 November 2016. Posted in Content/our blog

... costly error, as holdings can swing widely over time and tweaks are often necessary to bring a portfolio back in line with an investor's stated goals. Maintaining a healthy portfolio is a lot like keeping ...

Cashing Out Is Not a Cash Cow

Created on Thursday, 13 October 2016. Posted in Content/our blog

... end up with negative growth. Some savvy investors call this "going broke safely". Here's another problem with taking a cash-heavy position. Nobody can time the market effectively. Even professionals ...

How Asset Location Can Help Fatten Your Nest Egg

Created on Friday, 19 August 2016. Posted in Content/our blog

... - $1.2 million more to spend. Again, that's a simplified example, and not all investors will have the same result. But it does illustrate how tax savings, reinvested and compounded over time, can make ...

Tools to Help You Make the Most of Your One Financial Life

Created on Monday, 13 June 2016. Posted in Content/our blog

... always on track through the financial planning portal on our website. That's a big departure from past industry practices, when clients had to call their advisor every time they needed a piece of information. ...

Giving Clients a Fair Shake

Created on Friday, 22 April 2016. Posted in Content/our blog

... to clients with 401(k)'s or IRAs must adhere to a more stringent "fiduciary" standard. This new rule, which goes fully into effect in 2018, is aimed squarely at brokers. For the first time, brokers will ...

Your Portfolio’s Secret Weapon

Created on Thursday, 18 February 2016. Posted in Content/our blog

... have a long "flight" ahead of us to your financial destination. Thus, it's important to keep your cool. And that means maintaining a diversified portfolio that is tailored to your time horizon, goals and ...

Our 2016 Prediction: Market Predictions Will Err

Created on Tuesday, 19 January 2016. Posted in Content/our blog

... terribly wrong. The record shows that even the brightest minds on Wall Street get their predictions wrong most of the time. Consider the research of Motley Fool columnist Morgan Housel. Housel studied ...

Turning Investment Losses Into Gains

Created on Friday, 11 December 2015. Posted in Content/our blog

... and time horizon. As we do this, we look for prudent tax-loss harvesting opportunities. Tax-loss harvesting is just one way to invest tax-efficiently. We also seek to avoid short-term capital gains wherever ...

Social Security Closing a Lucrative Loophole

Created on Monday, 09 November 2015. Posted in Content/our blog

... and suspend is essentially a way for married couples to squeeze the maximum amount of benefit dollars from Social Security over their lifetimes. In some cases, file and suspend is projected to add hundreds ...

Don’t Sweat The Stock Market’s Volatility

Created on Friday, 04 September 2015. Posted in Content/our blog

The stock market has taken investors on a rollercoaster ride over the past few weeks, jangling plenty of nerves in the process. In times like these, looking at some historical perspective can go a long ...

Behavioral Biases: What Makes Your Brain Trick?

Created on Monday, 17 August 2015. Posted in Content/our blog

... than the likelihood of long-term returns. Behavioral Bias #6: Sunken Costs We investors also have a terrible time admitting defeat. When we buy an investment and it sinks lower, we resist selling until ...

What Has Evidence-Based Investing Done for Me Lately?

Created on Wednesday, 10 June 2015. Posted in Content/our blog

... without sacrificing another. One generally can't tilt toward both value and momentum at the same time, for instance. The bottom line is that benefits and tradeoffs must be carefully considered when deciding ...