Search Parameters
Search Only:

Total: 42 results found.

In Uncertain Markets, Beware of the Herd

Created on Tuesday, 12 August 2014. Posted in Content/our blog

... as no one really knows what caused the July 31 market drop, no one can predict what's to come next week or next month or next year. But know that whatever short-term events may unfold, the fundamentals ...

“Sell in May and Go Away”: It Rhymes, But It’s Wrong

Created on Tuesday, 13 May 2014. Posted in Content/our blog

... less than a year, you’ll pay the short-term capital-gains tax rate rather than the lower, long-term rate. Do you see how the neat, simple calculus of “sell in May” doesn’t look as great in the real world? ...

Separating “Flash” from Substance

Created on Tuesday, 08 April 2014. Posted in Content/our blog

... largest impact on our ability to reach our goals. While there's definitely more sizzle to a story of wrongdoing on Wall Street, we believe it's more instructive for long-term investors to look at longer-term ...

For What It's Worth: Assessing Advisory Fees

Created on Friday, 07 June 2013. Posted in Content/our blog

... long-term focus.   The Immense Immeasurables (Best) Let’s say none of the above were true, at least not for you. You’ve learned all that you need to know about sound portfolio management, and ...

Sample Reports

Created on Thursday, 02 May 2013. Posted in Content/services

We provide online access so our clients can view their portfolio and it's performance any time, any place.  Below are a few examples of reports available to our clients in paper format and/or ...

Retirement Management

Created on Thursday, 11 April 2013. Posted in Content/services

... them through a series of stress tests using real long term capital market data.  Basically, we're applying the science of probability analysis in order to create your customized retirement income ...

Align In The News

Created on Saturday, 06 April 2013. Posted in Content/resources

... advisors in the United States. The Oklahoman - Expert Financial Advice: Ignore Experts - April 12, 2009 Dennis Packard discusses the importance of evaluating risk and creating a long term plan ...

News & Weblinks

Created on Monday, 30 April 2012. Posted in Content/resources

... Certified Financial Planners Term Life Insurance Quotes Broker Check - FINRA NAPFA Fama/French Forum Investors Tax Guide ...


Created on Monday, 30 April 2012. Posted in Content/resources

... Principles Principles of Preserving Wealth Protecting Those Who Matter Most Long-Term Care Protection Strategies Tax Management Strategies Your Cash Flow Statement Managing Your Lifestyle ...

The Align Difference

Created on Monday, 30 April 2012. Posted in Content/about

... representatives call themselves "financial advisors" or "wealth managers" when they are actually working as commissioned salespeople for financial intermediaries who pay them handsomely for ...

Our Time-tested Investment Philosophy

Created on Monday, 30 April 2012. Posted in Content/about

Your financial situation is unique. Accordingly, your plan is customized to align your money with your life.  Nonetheless, all our investment strategies are based on three fundamental, long-term ...


Created on Monday, 29 April 2013. Posted in Uncategorised Content

... fundamental, long-term observations:   Most capital markets are highly efficient.  Outperforming them is difficult and entails increasing both risk and cost.  Caution is essential. ...