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Total: 26 results found.

Is it Time to Rebalance Your Portfolio?

Created on Thursday, 01 March 2018. Posted in Content/our blog

... to shift your assets back to their intended, long-term allocations. A Rebalancing Illustration Suppose you and your advisor have planned for your portfolio to be exposed to stocks and bonds in a 50/50 ...

ABCs of Behavioral Biases: The Last Word

Created on Thursday, 28 December 2017. Posted in Content/our blog

... past your System 1 thinking into more deliberate decision-making for your long-term goals. (On the flip side, financial providers who are themselves fixated on picking hot stocks or timing the market on ...

ABCs of Behavioral Biases: H to O

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... bear markets, or just because a correction feels overdue. The evidence favors staying put, if not bulking up on stocks when they are "cheap." And yet, the potential for future loss can frighten us into ...

ABCs of Behavioral Biases: F to H

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... We've all witnessed investors who chase hot stocks, sectors or markets, hoping to score larger-than-life returns. In doing so, they ignore the oversized risks typically involved as well. There is a fine ...

Building a Healthy Relationship with Investment Risk

Created on Tuesday, 15 August 2017. Posted in Content/our blog

... Risks – Concentrated risks are the ones that wreak targeted havoc on particular stocks, bonds or sectors. In the science of investing, concentrated risks are considered avoidable. Diversifying limits their ...

Investing Resolutions for 2017

Created on Tuesday, 13 December 2016. Posted in Content/our blog

... at regular intervals to make sure you still have a healthy balance of stocks, bonds and cash. This is called your asset allocation and it depends largely on your age, goals and other factors. Within your ...

The Importance of Rebalancing

Created on Friday, 11 November 2016. Posted in Content/our blog

... that was initially 80 percent stocks and 20 percent bonds could easily shift over time to be 70 percent stocks and 30 percent bonds. Conversely, the portfolio could shift to 90 percent stocks and 10 percent ...

Cashing Out Is Not a Cash Cow

Created on Thursday, 13 October 2016. Posted in Content/our blog

... moved their money to cash or cash equivalent savings over the past year — far more than those moving money to stocks or bonds. Investors also revealed they have an average of 19 percent in cash savings ...

With Investing, the Best Recipe is to Put Politics Aside

Created on Friday, 09 September 2016. Posted in Content/our blog

... it's in your financial best interest. Back in February, Barron's ran a cover story noting that U.S. stocks had fallen sharply since Trump and Sanders starting gaining ground in the polls. The article ...

How Asset Location Can Help Fatten Your Nest Egg

Created on Friday, 19 August 2016. Posted in Content/our blog

... stocks that you own for longer than a year are taxed at lower capital gains rates. Short-term equities, as well as taxable fixed income, are taxed at higher, ordinary-income tax rates. Municipal bonds, ...

Tools to Help You Make the Most of Your One Financial Life

Created on Monday, 13 June 2016. Posted in Content/our blog

The typical financial advisor loves to focus on your investments—after all, most earn sales commissions for selling you stocks, bonds, annuities, or mutual funds. But the team at Align Wealth Management ...

Your Portfolio’s Secret Weapon

Created on Thursday, 18 February 2016. Posted in Content/our blog

... way of "repricing" stocks, bonds and other investments that have become expensive relative to their fundamentals. It's important to remember that, while we're experiencing some turbulence, we still ...

Our 2016 Prediction: Market Predictions Will Err

Created on Tuesday, 19 January 2016. Posted in Content/our blog

... we invite you to read our archived blog articles from August of 2014 through October of 2015. For a brief overview, see this article. Many investors continually pick new stocks in an effort to outperform ...

Bringing the Evidence Home

Created on Tuesday, 20 October 2015. Posted in Content/our blog

... not created equal. Unrewarded "concentrated risk" (picking individual stocks) can and should be avoided by diversifying away from it. "Market risk" (holding swaths of the market) is expected to deliver ...

Don’t Sweat The Stock Market’s Volatility

Created on Friday, 04 September 2015. Posted in Content/our blog

... process that, over time, keeps the prices of stocks in line with their fundamental value based on earnings and other factors. You might think of corrections as a pressure valve, keeping the market from ...

Behavioral Biases: What Makes Your Brain Trick?

Created on Monday, 17 August 2015. Posted in Content/our blog

... that stocks have historically delivered premium returns over bonds. Whenever stock markets dip downward, though, we typically see recency bias at play, as droves of investors sell their stocks to seek ...

What Has Evidence-Based Investing Done for Me Lately?

Created on Wednesday, 10 June 2015. Posted in Content/our blog

... premium returns over low-profitability companies. The Momentum Factor: Stocks that have done well or poorly in the recent past tend to continue doing so for longer than random chance seems to explain. ...

Factors That Figure in Your Evidence-Based Portfolio

Created on Tuesday, 12 May 2015. Posted in Content/our blog

... have formed the backbone for evidence-based portfolio construction: The equity premium. Stocks (equities) have returned more than bonds (fixed income). The small-cap premium. Small-company stocks ...

What Drives Market Returns?

Created on Tuesday, 10 March 2015. Posted in Content/our blog

... those returns actually come from. Market returns represent something deeper than the ups and downs of stocks and bonds. They are our compensation for providing the financial capital that feeds the human ...

Managing the Market’s Risky Business

Created on Friday, 09 January 2015. Posted in Content/our blog

... particular stocks, bonds or sectors. Even in a bull market, one company can experience an industrial accident (Exxon Valdez), causing its stock to plummet. A municipality can default on a bond (Detroit, ...

The Full-Meal Deal of Diversification

Created on Wednesday, 03 December 2014. Posted in Content/our blog

... of stocks or stock funds across numerous accounts. But upon close analysis, we find that the bulk of their holdings are concentrated in large-company U.S. stocks. In future blogs, we'll explore what ...

Jelly Beans and Investing Wisdom

Created on Friday, 05 September 2014. Posted in Content/our blog

... truth is that the market—that collection of countless investors trading in stocks, bonds, commodities and more—is more skilled as a whole than are its individual participants. And that fact provides a ...

The Latest Reasons To Think, Act and Invest Like Warren Buffett

Created on Wednesday, 04 June 2014. Posted in Content/our blog

... stocks, etc., some investors believe it is important to listen to pundits. … For these investors, liquidity is transformed from the unqualified benefit it should be to a curse.” “In aggregate, American ...

“Sell in May and Go Away”: It Rhymes, But It’s Wrong

Created on Tuesday, 13 May 2014. Posted in Content/our blog

... perfect case in point is “Sell in May and go away.” The idea behind this persistent old idea is that stocks have traditionally had higher returns from November through April, and weaker returns from ...

Our Time-tested Investment Philosophy

Created on Monday, 30 April 2012. Posted in Content/about

... worldwide. Stock Risk Factors The Risk/Reward Tradeoff  In general, stocks are more volatile than bonds. However, not all stocks are equally risky. Small-company stocks ("small-caps") ...

OUR INVESTMENT MANAGEMENT APPROACH

Created on Monday, 29 April 2013. Posted in Uncategorised Content

... to provide premium returns in exchange for the amount of risk and expenses involved in the pursuit. Stock Risk Factors The Risk/Reward Tradeoff In general, stocks are riskier than bonds. ...