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Total: 43 results found.

Immunizing Yourself Against Financial Scams and Identity Theft

Created on Tuesday, 09 October 2018. Posted in Content/our blog

... authority contacts you out of the blue, demanding money or information. 5.You’re feeling pressured or tricked into responding RIGHT AWAY to a threat, a temptation or a curiosity. 6.You’re prioritizing ...

A Financial Survival Guide for Surviving Spouses

Created on Thursday, 26 April 2018. Posted in Content/our blog

... a financial advisor. Our usual role is to help people make sound money decisions and get on with their lives. But grief is not just an emotion. It’s a biological process affecting your ability to make ...

Eight Tips for Navigating Market Downturns

Created on Monday, 02 April 2018. Posted in Content/our blog

... market downturns can be opportunities to buy more of the depressed (low-price) holdings that fit into your long-range investment plan. You can do this with new money, or by rebalancing what you've got ...

Is it Time to Rebalance Your Portfolio?

Created on Thursday, 01 March 2018. Posted in Content/our blog

... now-overweight stocks and use the proceeds to buy bonds that have become under-represented, until you're back at or near your desired mix. Another strategy is to use any new money you are adding to your ...

ABCs of Behavioral Biases: The Last Word

Created on Thursday, 28 December 2017. Posted in Content/our blog

... returns. Mental Accounting Not all money is created equal. Mental accounting assigns different values to different dollars – such as inherited assets vs. lottery wins. Reluctant ...

ABCs of Behavioral Biases: O to T

Created on Thursday, 28 December 2017. Posted in Content/our blog

... people will keep repairing an old car "one more time." If you've spent time, energy and money that can't be recovered, it can be harder to cut your losses and let go, even if you would be better off with ...

ABCs of Behavioral Biases: H to O

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... accounting at play. For example, if you assume inherited money must be more responsibly managed than money you've won in a raffle, you're engaging in mental accounting. Nobel laureate Richard Thaler, ...

The ABCs of Behavioral Biases

Created on Wednesday, 25 October 2017. Posted in Content/our blog

... resolve along the way. Increase your understanding – Don't just take our word for it. Here is an entertaining and informative library on the fascinating relationship between your mind and your money: ...

Building a Healthy Relationship with Investment Risk

Created on Tuesday, 15 August 2017. Posted in Content/our blog

... believing that you can tolerate far more of it than you actually can. As financial columnist Chuck Jaffe has observed: "[A] common mindset is 'I can accept risks; I just don't want to lose any money.'" ...

Evidence-Based Investors Approach Investing Differently

Created on Monday, 31 July 2017. Posted in Content/our blog

... also have different definitions of success. Traditional active investors want to outperform others or make a lot of money – or both. Evidence-based investors define success as being able to comfortably ...

Retirement Savings: A Little Goes a Long Way

Created on Wednesday, 07 June 2017. Posted in Content/our blog

... seems daunting, it may be a comfort to know that setting aside even small amounts of money for retirement can have a big impact on your future nest egg. When it comes to saving money, there are many ...

Thinking About Cashing Out of a Retirement Account Early? Think Again

Created on Thursday, 20 April 2017. Posted in Content/our blog

... taxes on your withdrawal. What’s more, you’ll miss out on the opportunity for tax-deferred growth. And with less money in the account, you’ll diminish the power of compounding, which helps your money grow ...

Get Ready…Get Set…Wealth Transfer

Created on Tuesday, 14 February 2017. Posted in Content/our blog

... for the added responsibility that accompanies wealth, which can lead to poor decision-making and squandered money. Effective wealth preservation requires advanced planning. Issues concerning inheritance ...

Starting Out the New Year Right

Created on Tuesday, 17 January 2017. Posted in Content/our blog

... that found 69 percent of Americans have less than $1,000 in a savings account. While saving money isn’t easy, there are steps you can take to make it a less-daunting task and improve your overall financial ...

Investing Resolutions for 2017

Created on Tuesday, 13 December 2016. Posted in Content/our blog

... staffing firm Accounting Principals. That translates into an average bonus of $1,081, up about 25 percent from last year, the findings show. Don’t let money you receive around the winter holidays burn ...

Cashing Out Is Not a Cash Cow

Created on Thursday, 13 October 2016. Posted in Content/our blog

... moved their money to cash or cash equivalent savings over the past year — far more than those moving money to stocks or bonds. Investors also revealed they have an average of 19 percent in cash savings ...

How Asset Location Can Help Fatten Your Nest Egg

Created on Friday, 19 August 2016. Posted in Content/our blog

... on your investments as a whole. This can lead to a meaningful increase in your after-tax return—the money you get to keep, which is all that really matters. Here's how it works: As you may know, ...

Tools to Help You Make the Most of Your One Financial Life

Created on Monday, 13 June 2016. Posted in Content/our blog

... - not as an investment account. And we're armed with the best tools and technology to make it happen. Our cornerstone technology for comprehensive planning is a software suite called MoneyGuidePro. ...

How to Minimize Taxes in Retirement

Created on Tuesday, 17 May 2016. Posted in Content/our blog

... after you're retired. That's why retirees with different types of taxable and tax-deferred accounts should carefully plan the sequence in which they will withdraw money from those accounts. At stake ...

Maximize Your Returns by Minimizing Your Taxes

Created on Thursday, 17 March 2016. Posted in Content/our blog

Everyone loves earning money, including investment gains—but what's most important is how much you keep after taxes. And as you know, taxes are becoming a higher hurdle. The top rate is now 39.6%, plus ...

Our 2016 Prediction: Market Predictions Will Err

Created on Tuesday, 19 January 2016. Posted in Content/our blog

... you don't need to continually make the right decisions in order to succeed. Your exposure to the market grows your money over time (and yes, there will be some ups and downs along the way) while diversification ...

Bringing the Evidence Home

Created on Tuesday, 20 October 2015. Posted in Content/our blog

... making significant money-management mistakes. Here, perhaps more than anywhere else, an objective advisor can help you avoid mishaps that your own myopic vision might miss. When we began our series, ...

Behavioral Biases: What Makes Your Brain Trick?

Created on Monday, 17 August 2015. Posted in Content/our blog

In last month's blog, we discussed the deep-seated "fight or flight" instincts that that trick us into making significant money-management mistakes. Now let's take a look at a half-dozen of the behavioral ...

The Human Factor in Evidence-Based Investing

Created on Wednesday, 08 July 2015. Posted in Content/our blog

... book, "Your Money and Your Brain." In it, he describes both the counterproductive behaviors themselves and what is happening in our heads to generate them. A couple of examples: When markets tumble: ...

What Drives Market Returns?

Created on Tuesday, 10 March 2015. Posted in Content/our blog

... it's growing oranges, running a hospital or selling virtual cloud storage. You, in turn, are not giving your money away: You mean to receive your capital back, and then some. A company hopes to ...

Get Along, Little Market

Created on Tuesday, 17 February 2015. Posted in Content/our blog

... data-driven illustration of how this works, check out this post by CBS MoneyWatch columnist Larry Swedroe. A key reason diversification works is related to how different market components respond to ...

The Full-Meal Deal of Diversification

Created on Wednesday, 03 December 2014. Posted in Content/our blog

... capturing diversified dimensions of global returns. In our previous blog, we explained why brokers or fund managers who are fixated on beating the market are likely wasting their time and your money. ...

Ignoring the Siren Song of Daily Market Pricing

Created on Tuesday, 21 October 2014. Posted in Content/our blog

... horses have already galloped past your open trading door. This is especially so in today's micro-second electronic trading world. In his article, "The Impact of News Events on Market Prices," CBS MoneyWatch ...

Jelly Beans and Investing Wisdom

Created on Friday, 05 September 2014. Posted in Content/our blog

... prices for everything from stocks to real estate. Before the academic evidence showed us otherwise, it was commonly assumed that the best way to make money in what seemed like an ungoverned market ...

In Uncertain Markets, Beware of the Herd

Created on Tuesday, 12 August 2014. Posted in Content/our blog

... definition, the unexpected is impossible to predict. Any trades, whether they work or not, cost real money. Rather than try to play an expensive game based on information over which we have little ...