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Total: 33 results found.

Eight Tips for Navigating Market Downturns

Created on Monday, 02 April 2018. Posted in Content/our blog

The first quarter of 2018 has delivered a clear reminder that the law of gravity remains in force and markets can go up as well as down. Intellectually, experienced investors know a certain amount of volatility ...

Is it Time to Rebalance Your Portfolio?

Created on Thursday, 01 March 2018. Posted in Content/our blog

... and so on. Assigning these weights is called asset allocation. Then time passes. Because markets don't move in tandem, your investments stray from the original allocations. Even if you've done nothing, ...

ABCs of Behavioral Biases: The Last Word

Created on Thursday, 28 December 2017. Posted in Content/our blog

... increase your exposure to unnecessary market risks. Fear Financial fear is that “Get me out, NOW” panic we feel whenever the markets turn brutal. “We'd never buy a shirt for full ...

ABCs of Behavioral Biases: H to O

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... bear markets, or just because a correction feels overdue. The evidence favors staying put, if not bulking up on stocks when they are "cheap." And yet, the potential for future loss can frighten us into ...

ABCs of Behavioral Biases: F to H

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... We've all witnessed investors who chase hot stocks, sectors or markets, hoping to score larger-than-life returns. In doing so, they ignore the oversized risks typically involved as well. There is a fine ...

Market Correction

Created on Wednesday, 20 September 2017. Posted in Content/our blog

... time to talk about scary markets, since we haven't experienced a severe one in a while. For example, the CBOE Volatility Index (VIX), aka, "the uncertainty index," is a generally accepted gauge of how ...

Building a Healthy Relationship with Investment Risk

Created on Tuesday, 15 August 2017. Posted in Content/our blog

... it means sacrificing potential rewards. For example, world events can have a real impact on your personal and financial well-being. But the markets tend to price in unfolding news far more quickly than ...

Investing Resolutions for 2017

Created on Tuesday, 13 December 2016. Posted in Content/our blog

... to overeat, you may find that the scale has tipped in an unhealthy fashion. The same is true with your portfolio. Markets fluctuate all the time and that’s why it’s so important to evaluate your portfolio ...

The Importance of Rebalancing

Created on Friday, 11 November 2016. Posted in Content/our blog

... to align with your targeted allocation. Markets move up and down, asset classes perform differently over time and particular investments go in and out of favor. The geo-political landscape can also strongly ...

With Investing, the Best Recipe is to Put Politics Aside

Created on Friday, 09 September 2016. Posted in Content/our blog

... postulated that this could be more than coincidence, but history strongly supports the notion that markets are cyclical. We know from experience that swings and dips are perfectly normal, whereas making ...

Your Portfolio’s Secret Weapon

Created on Thursday, 18 February 2016. Posted in Content/our blog

... declining less when the markets are down, it allows us to compound our earnings faster once markets return to growth mode. A basic diversified portfolio will typically include stocks, bonds and cash, ...

Bringing the Evidence Home

Created on Tuesday, 20 October 2015. Posted in Content/our blog

... buying low and selling high in free capital markets. Ignoring the Siren Song of Daily Market Pricing. Rather than trying to react to ever-changing conditions and cutthroat competition, invest your life ...

Don’t Sweat The Stock Market’s Volatility

Created on Friday, 04 September 2015. Posted in Content/our blog

... As we discussed in "Behavioral Biases: What Makes Your Brain Trick?" humans are wired to make poor decisions during times of stress. When markets are falling, our natural inclination is to get out—even ...

Behavioral Biases: What Makes Your Brain Trick?

Created on Monday, 17 August 2015. Posted in Content/our blog

... that stocks have historically delivered premium returns over bonds. Whenever stock markets dip downward, though, we typically see recency bias at play, as droves of investors sell their stocks to seek ...

The Human Factor in Evidence-Based Investing

Created on Wednesday, 08 July 2015. Posted in Content/our blog

... what is arguably the most significant factor in evidence-based investing: the human factor. Despite everything we know about efficient capital markets and all the solid evidence available to guide our ...

What Has Evidence-Based Investing Done for Me Lately?

Created on Wednesday, 10 June 2015. Posted in Content/our blog

... let's look at a little context to illustrate why it's so valuable. Daily headlines about investing and the markets pummel us with myriad, conflicting ideas. This overload can be counterproductive for well-intended ...

The Essence of Evidence-Based Investing

Created on Monday, 06 April 2015. Posted in Content/our blog

In our most recent blog, "What Drives Market Returns?" we explored how markets deliver wealth to those who invest their financial capital in human enterprise. But, as with any risky venture, there are ...

Managing the Market’s Risky Business

Created on Friday, 09 January 2015. Posted in Content/our blog

... low-cost exposure to a variety of capital markets around the globe. Today, we'll expand on the benefits of diversification, beginning with its ability to help you better manage investment risks. Most ...

The Full-Meal Deal of Diversification

Created on Wednesday, 03 December 2014. Posted in Content/our blog

... we turn our attention to the many ways you can harness the power of the markets to work for you. Among your most important tools in this regard is diversification. No other single action can match it in ...

Financial Gurus and Other Unicorns

Created on Tuesday, 04 November 2014. Posted in Content/our blog

In our last blog, "Ignoring the Siren Song of Daily Market Pricing," we examined how price- setting occurs in capital markets, and why investors should avoid reacting to breaking news. Now let's look at ...

Ignoring the Siren Song of Daily Market Pricing

Created on Tuesday, 21 October 2014. Posted in Content/our blog

In last month's blog, "Jelly Beans and Investing Wisdom," we explained how group intelligence leads to relatively efficient markets. Now let's look at how prices are set moving forward. Understanding this ...

Jelly Beans and Investing Wisdom

Created on Friday, 05 September 2014. Posted in Content/our blog

... participant must be free to think independently. This, of course, is the case in our free markets. And that's where the jellybeans come in. In his landmark book The Wisdom of Crowds, James Surowiecki ...

In Uncertain Markets, Beware of the Herd

Created on Tuesday, 12 August 2014. Posted in Content/our blog

It's fascinating how the behavior of the market reflects the makeup of its participants—not just our enterprising nature but also our behavioral foibles, such as a herd mentality. Take the recent market ...

The Latest Reasons To Think, Act and Invest Like Warren Buffett

Created on Wednesday, 04 June 2014. Posted in Content/our blog

...  “If you can enjoy Saturdays and Sundays without looking at stock prices, give it a try on weekdays.” “Because there is so much chatter about markets, the economy, interest rates, price behavior of ...

Separating “Flash” from Substance

Created on Tuesday, 08 April 2014. Posted in Content/our blog

"Flash Boys"—Michael Lewis' new bestseller about how the investment markets are supposedly rigged—has garnered an avalanche of media coverage, including a feature on "60 Minutes." There's no doubt that ...

For What It's Worth: Assessing Advisory Fees

Created on Friday, 07 June 2013. Posted in Content/our blog

... wooly markets is integral to successful investing. In helping you achieve that goal more effectively than you could on your own, the cumulative cost savings can easily total more than our advisor fees. ...

Align In The News

Created on Saturday, 06 April 2013. Posted in Content/resources

... Cash - April 2007 Dennis Packard speaks with the OKCBusiness staff about money markets. News Release Brian Puckett is appointed to the Oklahoma Society of CPAs Investment Committee. News Release Brian ...

The Align Difference

Created on Monday, 30 April 2012. Posted in Content/about

... risk has been instrumental to our continual delivery of successful investment experiences through both good and bad markets.  We also help you minimize the taxes and costs relative to your ...

Our Time-tested Investment Philosophy

Created on Monday, 30 April 2012. Posted in Content/about

... observations: Capital markets are efficient.  Outperforming them is a daunting task and entails increasing risk and cost.  Caution is essential.  Risk matters.  ...

Strategic Partners

Created on Monday, 30 April 2012. Posted in Content/about

... the best ideas from leading practitioners and academic researchers, including Nobel Laureates, to help shape its investment strategy. This strategy is grounded in the efficiency of capital markets. More ...