Search

Search Parameters
Search Only:

Total: 50 results found.

Understanding Charitable Giving Through Donor-Advised Funds

Created on Monday, 11 February 2019. Posted in Content/our blog

... deduction (now $12,000 for single and $24,000 for joint filers). With these changes, there will be fewer times it will make sense to itemize your deductions instead of just taking the now-higher standard ...

Immunizing Yourself Against Financial Scams and Identity Theft

Created on Tuesday, 09 October 2018. Posted in Content/our blog

...  Knowing scammers and slammers are out there can make us feel helpless and hopeless—it is so hard to stay ahead of people who have made deception an art form. But there are things you can do.    ...

Getting a Handle on the New Charitable Giving Rules

Created on Friday, 17 August 2018. Posted in Content/our blog

... a Donor-Advised Fund Donor-advised funds (DAF) have existed for years, but they may be useful to more taxpayers now. Here’s how they work: 1. Make an irrevocable donation to a DAF sponsor, which acts ...

A Focus on Fixed-Income

Created on Thursday, 24 May 2018. Posted in Content/our blog

...  The decisions investors make about the risks inherent to their bond holdings should be managed according to the particular role bonds play in their portfolio, as we will explore next. Guiding Rule ...

A Financial Survival Guide for Surviving Spouses

Created on Thursday, 26 April 2018. Posted in Content/our blog

... it’s usually unwise to make big decisions when we are at our most vulnerable. Here are some helpful ideas if you have been recently widowed (or you know someone who has), plus preemptive steps to take ...

Eight Tips for Navigating Market Downturns

Created on Monday, 02 April 2018. Posted in Content/our blog

... When you become mired in the minutiae, it's hard to retain your long-term perspective. 4. Revisit your carefully crafted investment plans (or make some). Even if you yearn to go by gut feel during a ...

Is it Time to Rebalance Your Portfolio?

Created on Thursday, 01 March 2018. Posted in Content/our blog

... and selling high. But when it's time to rebalance, your emotions make it easier said than done. Bad times in the market can represent good times for rebalancing. But that means you must sell some of your ...

2018 Financial Best Practices

Created on Monday, 29 January 2018. Posted in Content/our blog

Apply These Financial Best Practices To Ring In a Prosperous New Year Happy New Year! You're off and running into a brand new year, full of hopes and promises to make this one even better than last. ...

ABCs of Behavioral Biases: The Last Word

Created on Thursday, 28 December 2017. Posted in Content/our blog

... the intuitive System 1 is more influential than your experience tells you, and it is the secret author of many of the choices and judgments you make." In other words, we can't help ourselves. When we ...

ABCs of Behavioral Biases: O to T

Created on Thursday, 28 December 2017. Posted in Content/our blog

... presenting financial numbers in red instead of black can make investors more fearful and risk-averse. That's a powerful illustration of how pattern recognition can influence us – even if the so-called ...

ABCs of Behavioral Biases: H to O

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... bias makes it difficult to evaluate decisions properly, causing us to be overly critical of sound decisions if the results happen to disappoint. Conversely, it generates a "halo effect," assigning undeserved ...

The ABCs of Behavioral Biases

Created on Wednesday, 25 October 2017. Posted in Content/our blog

...  "Predictably Irrational," Dan Ariely "Why Smart People Make Big Money Mistakes," Gary Belsky, Thomas Gilovich "Stumbling on Happiness," Daniel Gilbert "Thinking, Fast and Slow," Daniel Kahneman ...

Market Correction

Created on Wednesday, 20 September 2017. Posted in Content/our blog

... 2007–2009. You'd have to go back just over a decade to witness periods of relative calm similar to this year's. What should we make of these numbers? Scanning financial news, you'll find the usual range ...

Building a Healthy Relationship with Investment Risk

Created on Tuesday, 15 August 2017. Posted in Content/our blog

... with risk is critical to developing and maintaining your investment strategy. A little anxiety about risk is just human nature; how you deal with risk can make you a better or worse investor. Some reactions ...

Evidence-Based Investors Approach Investing Differently

Created on Monday, 31 July 2017. Posted in Content/our blog

... too. Traditional active investors feel a sense of urgency to make the “right” calls to beat the market. Evidence-based investors assume that time is on their side; they give their plan time to grow. They ...

Retirement Savings: A Little Goes a Long Way

Created on Wednesday, 07 June 2017. Posted in Content/our blog

... it comes to saving for retirement. They feel their goal is so large and unattainable, that many give up. This is a mistake because even setting aside small amounts can make a big difference thanks to the ...

Financial Planner Interview

Created on Tuesday, 06 June 2017. Posted in Content/about

Choosing a financial advisor is one of the most important decisions you will ever make.  To make this process easier, we are happy to provide you our Financial Planner Interview Guide. Click here ...

Preparing for RMDs—What You Need to Know

Created on Thursday, 18 May 2017. Posted in Content/our blog

... a tax penalty. Also, be careful of the timing of that first distribution if you don’t want to make two withdrawals during the same calendar year. (If you reach age 70 ½ this year, but wait until early ...

Thinking About Cashing Out of a Retirement Account Early? Think Again

Created on Thursday, 20 April 2017. Posted in Content/our blog

... to replace. While it’s true that younger investors have more time to make up the difference, we strongly recommend investors consider other cash-generating options first. One idea might be an unsecured ...

Get Ready…Get Set…Wealth Transfer

Created on Tuesday, 14 February 2017. Posted in Content/our blog

... challenges associated with intergenerational wealth transfer. We work closely with you to help you make the best decisions for you and your heirs. Please don’t hesitate to get in touch with us so we can ...

Starting Out the New Year Right

Created on Tuesday, 17 January 2017. Posted in Content/our blog

... that found 69 percent of Americans have less than $1,000 in a savings account. While saving money isn’t easy, there are steps you can take to make it a less-daunting task and improve your overall financial ...

Investing Resolutions for 2017

Created on Tuesday, 13 December 2016. Posted in Content/our blog

Now is the time of year when many people make New Year’s resolutions. Oftentimes, these pledges relate to staying fit, losing weight or enjoying life more. As you are thinking about ways to improve in ...

The Importance of Rebalancing

Created on Friday, 11 November 2016. Posted in Content/our blog

... to boost their stock holdings even more than has been traditionally suggested. The next step, which is often overlooked, is to perform ongoing portfolio maintenance—to make sure your investments continue ...

Cashing Out Is Not a Cash Cow

Created on Thursday, 13 October 2016. Posted in Content/our blog

... most likely have time to ride out market fluctuations and still come out ahead. Jumping in and out of cash positions makes long-term growth even harder to achieve. Certainly there are reasons an investor ...

How Asset Location Can Help Fatten Your Nest Egg

Created on Friday, 19 August 2016. Posted in Content/our blog

... - $1.2 million more to spend. Again, that's a simplified example, and not all investors will have the same result. But it does illustrate how tax savings, reinvested and compounded over time, can make ...

Tools to Help You Make the Most of Your One Financial Life

Created on Monday, 13 June 2016. Posted in Content/our blog

... - not as an investment account. And we're armed with the best tools and technology to make it happen. Our cornerstone technology for comprehensive planning is a software suite called MoneyGuidePro. ...

How to Minimize Taxes in Retirement

Created on Tuesday, 17 May 2016. Posted in Content/our blog

... they are not subject to RMDs and assets are withdrawn tax-free, it makes sense to let the account balances grow as large as possible. Withdrawal planning should be flexible from year to year. One reason ...

Giving Clients a Fair Shake

Created on Friday, 22 April 2016. Posted in Content/our blog

... commissions will continue. Brokers will still be able to earn a payout for each sale they make. They'll simply have to provide a contract stating that their advice is in their client's best interests. ...

Your Portfolio’s Secret Weapon

Created on Thursday, 18 February 2016. Posted in Content/our blog

... have historically moved in opposite directions. Does diversification prevent your overall portfolio from declining in a given time period? Absolutely not. What it should do is to make those declines ...

Our 2016 Prediction: Market Predictions Will Err

Created on Tuesday, 19 January 2016. Posted in Content/our blog

... of about 15 percentage points annually. And yet, the supposed experts make their predictions every year, and the financial media trumpets them. If the forecasters are wrong, they're generally forgiven—who ...