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Total: 50 results found.

The Human Factor in Evidence-Based Investing

Created on Wednesday, 08 July 2015. Posted in Content/our blog

... fires up within the nether regions of your frontal lobe. Greed grabs you by the collar, convincing you that you had best act soon if you want to seize the day. "Buy!" Along with such self-defeating ...

What Has Evidence-Based Investing Done for Me Lately?

Created on Wednesday, 10 June 2015. Posted in Content/our blog

... premium returns over low-profitability companies. The Momentum Factor: Stocks that have done well or poorly in the recent past tend to continue doing so for longer than random chance seems to explain. ...

Factors That Figure in Your Evidence-Based Portfolio

Created on Tuesday, 12 May 2015. Posted in Content/our blog

... but also why they exist. That's important because it can help determine whether a factor is likely to persist long enough to help us in our long-term portfolio. Why do some factors persist while others ...

What Drives Market Returns?

Created on Tuesday, 10 March 2015. Posted in Content/our blog

In last month's blog, "Get Along, Little Market," we discussed the benefits of diversifying your investments to minimize avoidable risks, manage those that are unavoidable when we're seeking market gains, ...

Get Along, Little Market

Created on Tuesday, 17 February 2015. Posted in Content/our blog

... that diversification helps to minimize volatility along the way to your expected returns. Imagine several jagged, upward trending lines on a chart; they represent several kinds of holdings. Individually, ...

The Full-Meal Deal of Diversification

Created on Wednesday, 03 December 2014. Posted in Content/our blog

... You may still be able to achieve diversification using such professionals, but your experience will be hampered by extraneous costs and distractions to your resolve as a long-term investor. Who needs that, ...

Financial Gurus and Other Unicorns

Created on Tuesday, 04 November 2014. Posted in Content/our blog

... reported that nearly 10% of hedge funds existing at the beginning of 2013 had closed by year-end, and nearly half of the hedge funds available five years prior were no longer available (presumably due ...

In Uncertain Markets, Beware of the Herd

Created on Tuesday, 12 August 2014. Posted in Content/our blog

... investments to participate in long-term market growth. Maintaining diversified holdings to dampen market risks. Our clients have heard this message before, but it bears repeating whenever the market ...

When a Broker is Your Retirement Nightmare

Created on Wednesday, 02 July 2014. Posted in Content/our blog

We at Align Wealth Management have long preached the importance of choosing to work with a "fiduciary" advisor—one who is legally bound to act in your best interests. Now, it doesn't take a genius to ...

“Sell in May and Go Away”: It Rhymes, But It’s Wrong

Created on Tuesday, 13 May 2014. Posted in Content/our blog

... less than a year, you’ll pay the short-term capital-gains tax rate rather than the lower, long-term rate. Do you see how the neat, simple calculus of “sell in May” doesn’t look as great in the real world? ...

Separating “Flash” from Substance

Created on Tuesday, 08 April 2014. Posted in Content/our blog

... largest impact on our ability to reach our goals. While there's definitely more sizzle to a story of wrongdoing on Wall Street, we believe it's more instructive for long-term investors to look at longer-term ...

For What It's Worth: Assessing Advisory Fees

Created on Friday, 07 June 2013. Posted in Content/our blog

Dear Friends & Clients: You’ve probably heard us whistle this tune so often that you can sing along yourself: Among the best ways to maximize expected returns is to minimize the costs involved in ...

Sample Reports

Created on Thursday, 02 May 2013. Posted in Content/services

... This report also breaks down your returns on your short term, mid term, and long term investments. Financial Plan - Are you on track to meet your goals? Social Security Analysis - After reviewing ...

Retirement Management

Created on Thursday, 11 April 2013. Posted in Content/services

... them through a series of stress tests using real long term capital market data.  Basically, we're applying the science of probability analysis in order to create your customized retirement income ...

Align In The News

Created on Saturday, 06 April 2013. Posted in Content/resources

... newsletters and updates.  Enjoy these current/past newsletters, along with an archive of media articles (written by or about our advisors) containing relevant wealth management ...

Presentations

Created on Monday, 30 April 2012. Posted in Content/resources

... Principles Principles of Preserving Wealth Protecting Those Who Matter Most Long-Term Care Protection Strategies Tax Management Strategies Your Cash Flow Statement Managing Your Lifestyle ...

The Align Difference

Created on Monday, 30 April 2012. Posted in Content/about

... a long-established history of solid performance that we gladly make available upon request. On a daily basis, every account we manage is tracked by an industry leading third-party reconciliation firm verifying ...

Our Time-tested Investment Philosophy

Created on Monday, 30 April 2012. Posted in Content/about

Your financial situation is unique. Accordingly, your plan is customized to align your money with your life.  Nonetheless, all our investment strategies are based on three fundamental, long-term ...

ALIGNING YOUR WEALTH WITH YOUR LIFE

Created on Tuesday, 24 May 2011. Posted in Content/main

... experience.  And, what we hope we have gained from our long experience is the wisdom to offer advice that works for you. A Refreshing Advisory Relationship As a fee-only firm, our entire ...

OUR INVESTMENT MANAGEMENT APPROACH

Created on Monday, 29 April 2013. Posted in Uncategorised Content

... fundamental, long-term observations:   Most capital markets are highly efficient.  Outperforming them is difficult and entails increasing both risk and cost.  Caution is essential. ...