Search

Search Parameters
Search Only:

Total: 50 results found.

Demystifying Investment Jargon: What Is Correlation?

Created on Wednesday, 27 June 2018. Posted in Content/our blog

... with one another, we can combine these diverse “pieces” (your individual investments) into a greater “whole (your investment portfolio.) By doing so, we can help investors – you! – to better weather the ...

A Focus on Fixed-Income

Created on Thursday, 24 May 2018. Posted in Content/our blog

... evidence-based strategies to guide the way. Guiding Rule #1: Invest According to a Sensible, Customized Plan There’s no substitute for having a detailed investment plan, ideally written and signed. ...

A Financial Survival Guide for Surviving Spouses

Created on Thursday, 26 April 2018. Posted in Content/our blog

... of what you’ve got. Reach out. Continue reaching out to others to address your evolving needs. Your financial advisor can help organize your investment accounts, shift ownerships as needed, close ...

Eight Tips for Navigating Market Downturns

Created on Monday, 02 April 2018. Posted in Content/our blog

... When you become mired in the minutiae, it's hard to retain your long-term perspective. 4. Revisit your carefully crafted investment plans (or make some). Even if you yearn to go by gut feel during a ...

Is it Time to Rebalance Your Portfolio?

Created on Thursday, 01 March 2018. Posted in Content/our blog

... and so on. Assigning these weights is called asset allocation. Then time passes. Because markets don't move in tandem, your investments stray from the original allocations. Even if you've done nothing, ...

2018 Financial Best Practices

Created on Monday, 29 January 2018. Posted in Content/our blog

... or removed. If you haven't performed an insurance audit recently, put it on your list. 3. Scrutinize your debt load. Investment returns will only take you so far if excessive debt is weighing you down. ...

ABCs of Behavioral Biases: The Last Word

Created on Thursday, 28 December 2017. Posted in Content/our blog

... we provide a summary of the behavioral biases we've discussed. We hope you will find it to be a helpful reference when you find emotions are impinging on your investment strategy. Nobel laureate Daniel ...

ABCs of Behavioral Biases: O to T

Created on Thursday, 28 December 2017. Posted in Content/our blog

... Investors who dwell on recent events risk taking their eye off the ball and undercutting their most rational, evidence-based investment decisions. Sunk Cost Fallacy The sunk cost fallacy is why many ...

ABCs of Behavioral Biases: H to O

Created on Tuesday, 28 November 2017. Posted in Content/our blog

There are so many investment-impacting behavioral biases, we could probably identify at least one for nearly every letter in the alphabet. We continue with the most significant ones by looking at Hindsight, ...

ABCs of Behavioral Biases: F to H

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... context. Investors who succumb to narrow framing may fall off course and incur unnecessary costs by chasing or fleeing isolated investments. Greed Like fear, greed requires no formal introduction. ...

ABCs of Behavioral Biases: A to F

Created on Thursday, 26 October 2017. Posted in Content/our blog

... Evidence-based investing informs us, the best time to sell a holding is when it's no longer serving your ideal total portfolio, as prescribed by your investment plans. What you paid is irrelevant to that ...

The ABCs of Behavioral Biases

Created on Wednesday, 25 October 2017. Posted in Content/our blog

... of the behavioral biases that influence your investment decisions come from myriad mental shortcuts we depend on to think more efficiently and act more effectively in our busy lives. Usually (but not ...

Building a Healthy Relationship with Investment Risk

Created on Tuesday, 15 August 2017. Posted in Content/our blog

... with risk is critical to developing and maintaining your investment strategy. A little anxiety about risk is just human nature; how you deal with risk can make you a better or worse investor. Some reactions ...

Financial Planner Interview

Created on Wednesday, 02 August 2017. Posted in Content/resources

...    How many of the following services do you provide? Goals Clarification and Review  Tax Planning Estate Planning Complete Insurance Review  Investment ...

Retirement Savings: A Little Goes a Long Way

Created on Wednesday, 07 June 2017. Posted in Content/our blog

... aside for your children’s education often take precedence. In reality, though, retirement should always be at the forefront. We often speak to investors who feel a sense of investment paralysis when ...

Dissecting the Robo-advisor Trend: Do I Still Need a Human Advisor?

Created on Wednesday, 15 March 2017. Posted in Content/our blog

... roughly 22 percent of all assets managed by registered investment advisors. A number of large investment firms already offer robo-advisor platforms, and more are adding the feature this year or considering ...

Starting Out the New Year Right

Created on Tuesday, 17 January 2017. Posted in Content/our blog

... You can set up a recurring transfer from your checking to a savings or investment account. Or you could have a portion of your paycheck directed into a tax-advantaged retirement account such as a 401(k). ...

Investing Resolutions for 2017

Created on Tuesday, 13 December 2016. Posted in Content/our blog

... portfolio, you also need to make sure that you remain adequately diversified and don’t become too highly concentrated in one particular investment or sector. Periodic check-ups can help ensure your portfolio ...

The Importance of Rebalancing

Created on Friday, 11 November 2016. Posted in Content/our blog

... asset allocation is a good first step. How you allocate your assets is a very personal decision that will depend largely on your age, tolerance for risk and investment goals. For instance, someone nearing ...

Cashing Out Is Not a Cash Cow

Created on Thursday, 13 October 2016. Posted in Content/our blog

... idea at first, there are more downsides to cashing out than you might think. A sounder course of action is to stick to your long-term plan and not let Election Day distractions disrupt a sound investment ...

With Investing, the Best Recipe is to Put Politics Aside

Created on Friday, 09 September 2016. Posted in Content/our blog

... might never come to fruition. Consequently, retooling your investment strategy based on what may or may not happen months down the road is a risky move. Certainly there are those who will have you believe, ...

How Asset Location Can Help Fatten Your Nest Egg

Created on Friday, 19 August 2016. Posted in Content/our blog

The U.S. tax code is overly complex, not just for the income you earn working in your career, but also for the income you earn from your investments. The good news is that by understanding the different ...

Tools to Help You Make the Most of Your One Financial Life

Created on Monday, 13 June 2016. Posted in Content/our blog

The typical financial advisor loves to focus on your investments—after all, most earn sales commissions for selling you stocks, bonds, annuities, or mutual funds. But the team at Align Wealth Management ...

How to Minimize Taxes in Retirement

Created on Tuesday, 17 May 2016. Posted in Content/our blog

... is not just tax savings but also the potential for greater investment growth. The various account types include traditional IRAs and workplace plans such as 401(k)'s, which are funded with pre-tax dollars. ...

Giving Clients a Fair Shake

Created on Friday, 22 April 2016. Posted in Content/our blog

As we've previously written, there's a big difference between stockbrokers and true financial advisors. Brokers are salespeople: Because they're paid to sell you investments or insurance, they operate ...

Maximize Your Returns by Minimizing Your Taxes

Created on Thursday, 17 March 2016. Posted in Content/our blog

Everyone loves earning money, including investment gains—but what's most important is how much you keep after taxes. And as you know, taxes are becoming a higher hurdle. The top rate is now 39.6%, plus ...

Your Portfolio’s Secret Weapon

Created on Thursday, 18 February 2016. Posted in Content/our blog

... way of "repricing" stocks, bonds and other investments that have become expensive relative to their fundamentals. It's important to remember that, while we're experiencing some turbulence, we still ...

Our 2016 Prediction: Market Predictions Will Err

Created on Tuesday, 19 January 2016. Posted in Content/our blog

... gambling with your future. Rather than invest on the shifting sand of market predictions, wise investors follow the path that has been proven to be effective: Create a globally diversified investment ...

Turning Investment Losses Into Gains

Created on Friday, 11 December 2015. Posted in Content/our blog

Even in a bull market, certain investments within a diversified portfolio are likely to post losses. The good news, though, is that these losses can be put to good use through a process known as tax-loss ...

Bringing the Evidence Home

Created on Tuesday, 20 October 2015. Posted in Content/our blog

Welcome to the final installment in our Evidence-Based Investment Insights: Bringing the Evidence Home. We hope you've enjoyed reading our series as much as we've enjoyed sharing it with you. Here are ...