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Total: 41 results found.

ABCs of Behavioral Biases: The Last Word

Created on Thursday, 28 December 2017. Posted in Content/our blog

... a way with words: "Success in investing doesn't correlate with I.Q. once you're above the level of 25. Once you have ordinary intelligence, what you need is the temperament to control the urges that ...

ABCs of Behavioral Biases: O to T

Created on Thursday, 28 December 2017. Posted in Content/our blog

... a new car. When a person, project or possession is truly worth it to you, sunk costs can help you take a deep breath and soldier on. But throwing good money after bad is not a recipe for successful investing.  ...

ABCs of Behavioral Biases: H to O

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... your rational investing. Say, for example, you're emotionally attached to a stock you inherited from a beloved aunt. You may be unwilling to unload it, even if reason dictates that you should. You've just ...

ABCs of Behavioral Biases: A to F

Created on Thursday, 26 October 2017. Posted in Content/our blog

... decision-making. For example, if you've set a 10 pm curfew for your son or daughter and it's now 9:55 pm, your offspring would be wise to panic a bit, and hurry home. When is it harmful? In investing, ...

The ABCs of Behavioral Biases

Created on Wednesday, 25 October 2017. Posted in Content/our blog

... investing. They overlap with one another, gang up on us, confuse us and contribute to multiple levels of damage done. They trick us into behaviors such as: Counterproductive trading – incurring more ...

Market Correction

Created on Wednesday, 20 September 2017. Posted in Content/our blog

... Buffett's ability to crystallize investing wisdom is remarkable. His most recent letter, covering 2016, was no exception, including this powerful insight about market downturns: "During such scary ...

Building a Healthy Relationship with Investment Risk

Created on Tuesday, 15 August 2017. Posted in Content/our blog

...  Yet investing probably isn't any riskier now than it was before. We are constantly reminding clients that while risk can't be eliminated, it can be recognized and managed. Understanding your relationship ...

Evidence-Based Investors Approach Investing Differently

Created on Monday, 31 July 2017. Posted in Content/our blog

We have a deep commitment at our firm to what is known as evidence-based investing. When it comes to helping our clients build and protect their wealth, we think data win out over intuition every single ...

Starting Out the New Year Right

Created on Tuesday, 17 January 2017. Posted in Content/our blog

... a meaningful difference in how much you save. Automate Your Investing If you need a way to boost your savings and ensure you are saving consistently, setting up an automatic funds transfer can be useful. ...

Investing Resolutions for 2017

Created on Tuesday, 13 December 2016. Posted in Content/our blog

... 2017, we encourage you to give some thought to how you can be a better investor in the coming year. As such, here are a few investing resolutions designed to help you better achieve long-term portfolio ...

The Importance of Rebalancing

Created on Friday, 11 November 2016. Posted in Content/our blog

There's been a lot written about the merits of buy-and-hold investing. Unfortunately, many investors are confused by the term and instead employ a buy-and-set-it-aside strategy. This can be a grave and ...

Cashing Out Is Not a Cash Cow

Created on Thursday, 13 October 2016. Posted in Content/our blog

... risk you pile on. It's a loser's game. Remember, that, over time, the stock market has a strong history of rebounding, even after significant corrections. If you are investing for the long-term, you'll ...

With Investing, the Best Recipe is to Put Politics Aside

Created on Friday, 09 September 2016. Posted in Content/our blog

Amid the election year hoopla, pundits are already theorizing about the impact the candidates will have on the stock market and broader economy. As tempting as it can be to get caught up in this rhetoric, ...

Tools to Help You Make the Most of Your One Financial Life

Created on Monday, 13 June 2016. Posted in Content/our blog

... our clients, but also helping them master the many different areas of their financial life. So whether you need guidance on investing, or when to retire, or whether you can afford that big trip or purchase, ...

Maximize Your Returns by Minimizing Your Taxes

Created on Thursday, 17 March 2016. Posted in Content/our blog

... want his cut. At Align Wealth Management, we weave tax management into our investing advice and services. We use the following strategies to help ensure that our clients accrue as little in tax liabilities ...

Your Portfolio’s Secret Weapon

Created on Thursday, 18 February 2016. Posted in Content/our blog

... while mitigating volatility. Way back in 1952, Nobel Prize winner Harry Markowitz memorably deemed diversification the "only free lunch" in investing. Let's look at a really simple example of how diversification ...

Our 2016 Prediction: Market Predictions Will Err

Created on Tuesday, 19 January 2016. Posted in Content/our blog

... in Hollywood movies (think The Big Short in theaters now). The point should be clear: Making investing choices based on year-ahead predictions—or short-term predictions of any kind—is no better than ...

Bringing the Evidence Home

Created on Tuesday, 20 October 2015. Posted in Content/our blog

... evidence indicates that their ability to consistently beat the market is rarer than rare. The Full-Meal Deal of Diversification. In place of speculative investing, diversification is among your ...

Don’t Sweat The Stock Market’s Volatility

Created on Friday, 04 September 2015. Posted in Content/our blog

...  But for those investing to achieve a long-term goal such as a comfortable retirement, all of this is just sound and fury, signifying very little. Such investors should be relying on diversified, long-term ...

Behavioral Biases: What Makes Your Brain Trick?

Created on Monday, 17 August 2015. Posted in Content/our blog

... bias may be the greatest reason why the rigorous decision-making approach we described in "The Essence of Evidence-Based Investing" is so critical. Without it, our minds will rig the game to support our ...

The Human Factor in Evidence-Based Investing

Created on Wednesday, 08 July 2015. Posted in Content/our blog

Over the past several months, our blog series on evidence-based investing has explored the ways we can use stock and bond market factors to help drive an effective investment strategy. We turn now to ...

What Has Evidence-Based Investing Done for Me Lately?

Created on Wednesday, 10 June 2015. Posted in Content/our blog

... whether to use these newer factors in portfolio construction. We would be happy to speak with you individually about our evolving approach. Before we wrap up this discussion of evidence-based investing, ...

Factors That Figure in Your Evidence-Based Portfolio

Created on Tuesday, 12 May 2015. Posted in Content/our blog

If you're a reader of our blogs, you know we're proponents of evidence-based investing: The practice of grounding investment strategy in rational methodology. Evidence-based investing strengthens your ...

The Essence of Evidence-Based Investing

Created on Monday, 06 April 2015. Posted in Content/our blog

... no guarantees that you'll earn the returns you're aiming for, or even recover your investment. This leads us to why we so strongly favor what is known as evidence-based investing. Grounding your strategy ...

Managing the Market’s Risky Business

Created on Friday, 09 January 2015. Posted in Content/our blog

... LA) even when the wider economy is thriving. A natural disaster (Japan's Tsunami) can strike an industry or region while the rest of the world thrives. In the science of investing, concentrated risks ...

The Full-Meal Deal of Diversification

Created on Wednesday, 03 December 2014. Posted in Content/our blog

... by academic research spanning some 60 years. What is diversification? In a general sense, it refers to spreading your risks around. In investing, it means more than just having many holdings; it's ...

Financial Gurus and Other Unicorns

Created on Tuesday, 04 November 2014. Posted in Content/our blog

... "rarer than rare." As we explained in "Jelly Beans and Investing Wisdom," independently thinking groups (such as capital markets) are better at arriving at accurate answers than even the smartest individuals ...

Ignoring the Siren Song of Daily Market Pricing

Created on Tuesday, 21 October 2014. Posted in Content/our blog

In last month's blog, "Jelly Beans and Investing Wisdom," we explained how group intelligence leads to relatively efficient markets. Now let's look at how prices are set moving forward. Understanding this ...

Jelly Beans and Investing Wisdom

Created on Friday, 05 September 2014. Posted in Content/our blog

It's every investor's dream: To outsmart the rest of the investing herd by consistently buying low and selling high. Unfortunately, many an investor has learned that this is easier said than done. The ...

When a Broker is Your Retirement Nightmare

Created on Wednesday, 02 July 2014. Posted in Content/our blog

... IRAs. In many situations, they're a fine vehicle for retirement saving and investing. Unfortunately, too many unscrupulous brokers persuade new retirees to set up an IRA and fill it with investments that ...