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Total: 50 results found.

Immunizing Yourself Against Financial Scams and Identity Theft

Created on Tuesday, 09 October 2018. Posted in Content/our blog

... account and credit card numbers; passwords or insights that help them decipher weak ones; and contact information for you and your family. They want to know your birth date and those of your family members, ...

Getting a Handle on the New Charitable Giving Rules

Created on Friday, 17 August 2018. Posted in Content/our blog

... grows tax-free, giving your initial donation added impact. A Donor-Advised Fund (DAF) can help you stagger your charitable donation deduction without having to stagger your usual annual giving. For example, ...

Demystifying Investment Jargon: What Is Correlation?

Created on Wednesday, 27 June 2018. Posted in Content/our blog

... interpreter. Today, we’ll explore correlation, and why it is a key element of evidence-based investing. Correlation helps people invest more efficiently. It’s expressed as a number between -1.0 and ...

A Focus on Fixed-Income

Created on Thursday, 24 May 2018. Posted in Content/our blog

... can take advantage of decades of empirical evidence that helps us understand what role each type of investment plays in a portfolio. Stocks (equity) or stock funds are the most effective tool for those ...

A Financial Survival Guide for Surviving Spouses

Created on Thursday, 26 April 2018. Posted in Content/our blog

... it’s usually unwise to make big decisions when we are at our most vulnerable. Here are some helpful ideas if you have been recently widowed (or you know someone who has), plus preemptive steps to take ...

Eight Tips for Navigating Market Downturns

Created on Monday, 02 April 2018. Posted in Content/our blog

... working with an objective advisor to help you implement them judiciously over time. 6. Double down on your risk exposure – if you're able. If, on the other hand, you discover you've got nerves of steel, ...

Is it Time to Rebalance Your Portfolio?

Created on Thursday, 01 March 2018. Posted in Content/our blog

... small vs. large companies and value vs. growth firms, and further divide these among international, U.S., and emerging markets. These relatively precise allocations can help you maximize exposure to ...

2018 Financial Best Practices

Created on Monday, 29 January 2018. Posted in Content/our blog

... Working to energize your wealth management efforts is a great New Year's resolution for anyone. Here are 10 financial best practices to help you jump-start your prosperity in 2018. 1. Save today for ...

ABCs of Behavioral Biases: The Last Word

Created on Thursday, 28 December 2017. Posted in Content/our blog

... we provide a summary of the behavioral biases we've discussed. We hope you will find it to be a helpful reference when you find emotions are impinging on your investment strategy. Nobel laureate Daniel ...

ABCs of Behavioral Biases: O to T

Created on Thursday, 28 December 2017. Posted in Content/our blog

... a new car. When a person, project or possession is truly worth it to you, sunk costs can help you take a deep breath and soldier on. But throwing good money after bad is not a recipe for successful investing.  ...

ABCs of Behavioral Biases: H to O

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... common bias. Hindsight bias can help us assume a more comforting, upbeat outlook in life. It is hazardous to investors, though, because your best financial decisions come from realistic assessments ...

ABCs of Behavioral Biases: F to H

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... of course, very helpful when you are truly in danger. But while the anxiety aroused by a physical threat like a rattlesnake deserves a quick response, financial fears are often misplaced. We tend to overcompensate ...

ABCs of Behavioral Biases: A to F

Created on Thursday, 26 October 2017. Posted in Content/our blog

... Bias Anchoring bias occurs when you fix on or "anchor" your decisions to a reference point, whether or not it's a valid one. An anchor point can be helpful when it is relevant and contributes to good ...

The ABCs of Behavioral Biases

Created on Wednesday, 25 October 2017. Posted in Content/our blog

... roar of deliberations and decisions we face every day. What do they do to us? As we'll cover in this series, those same survival-driven instincts that are otherwise so helpful can turn deadly in ...

Market Correction

Created on Wednesday, 20 September 2017. Posted in Content/our blog

... for tomorrow. Let us know if we can help.  ...

Evidence-Based Investors Approach Investing Differently

Created on Monday, 31 July 2017. Posted in Content/our blog

We have a deep commitment at our firm to what is known as evidence-based investing. When it comes to helping our clients build and protect their wealth, we think data win out over intuition every single ...

Retirement Savings: A Little Goes a Long Way

Created on Wednesday, 07 June 2017. Posted in Content/our blog

... we help you determine how much you’ll likely need to live comfortably in retirement. We work closely with you to make your savings goals more achievable and help you reach your financial goals. Please ...

Preparing for RMDs—What You Need to Know

Created on Thursday, 18 May 2017. Posted in Content/our blog

... your first withdrawal, RMDs must be taken each year by December 31. When it’s time to start making distributions, we can help you consider the tax consequences and manage the rest of your portfolio ...

Thinking About Cashing Out of a Retirement Account Early? Think Again

Created on Thursday, 20 April 2017. Posted in Content/our blog

... taxes on your withdrawal. What’s more, you’ll miss out on the opportunity for tax-deferred growth. And with less money in the account, you’ll diminish the power of compounding, which helps your money grow ...

Dissecting the Robo-advisor Trend: Do I Still Need a Human Advisor?

Created on Wednesday, 15 March 2017. Posted in Content/our blog

... family. We take the time to get to know each and every one of you and your individual circumstances. A good advisor is always on call to help clients through life’s ups and downs. You can’t call a computer ...

Get Ready…Get Set…Wealth Transfer

Created on Tuesday, 14 February 2017. Posted in Content/our blog

... management and financial decision-making. While formal education can be helpful, we urge clients not to underestimate the importance of around-the-table dinner conversations on financial literacy topics. ...

Starting Out the New Year Right

Created on Tuesday, 17 January 2017. Posted in Content/our blog

... way, helping you meet your financial objectives through ongoing planning and investment advice. Please don’t hesitate to reach out so we can work with you to meet your goals.  ...

Investing Resolutions for 2017

Created on Tuesday, 13 December 2016. Posted in Content/our blog

... 2017, we encourage you to give some thought to how you can be a better investor in the coming year. As such, here are a few investing resolutions designed to help you better achieve long-term portfolio ...

The Importance of Rebalancing

Created on Friday, 11 November 2016. Posted in Content/our blog

... are in tax-deferred vehicles such as a 401(k) or IRA. This helps reduce risk and ensures you don't becoming overly concentrated in one area or another and that you are able to benefit from growth opportunities ...

Cashing Out Is Not a Cash Cow

Created on Thursday, 13 October 2016. Posted in Content/our blog

... fears topple a sound investment strategy. At Align, we help you craft a portfolio that's best suited for your particular needs. Please don't hesitate to reach out to us if you have any questions or concerns. ...

With Investing, the Best Recipe is to Put Politics Aside

Created on Friday, 09 September 2016. Posted in Content/our blog

... Barack Obama's policies were going to obliterate the Dow. And yet, thanks to the passage of a hefty stimulus bill and other measures to help banks contend with their troubled balance sheets, stocks ultimately ...

How Asset Location Can Help Fatten Your Nest Egg

Created on Friday, 19 August 2016. Posted in Content/our blog

... allocation plan. At Align Wealth Management, optimizing our clients' asset location is just one of the tax-management services we provide to every client. We also help our clients win the tax game by ...

Tools to Help You Make the Most of Your One Financial Life

Created on Monday, 13 June 2016. Posted in Content/our blog

... MoneyGuidePro helps us gather and consolidate your whole financial life in one place. With it, we—and you—can clearly see your current financial situation 24/7. MoneyGuidePro clearly illustrates everything ...

Maximize Your Returns by Minimizing Your Taxes

Created on Thursday, 17 March 2016. Posted in Content/our blog

... want his cut. At Align Wealth Management, we weave tax management into our investing advice and services. We use the following strategies to help ensure that our clients accrue as little in tax liabilities ...

Your Portfolio’s Secret Weapon

Created on Thursday, 18 February 2016. Posted in Content/our blog

... helps investors. Say you owned a portfolio of technology stocks early in 2000. You may remember that this asset class had risen for the prior three years, and to many, it seemed poised to continue. Alas, ...