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Total: 50 results found.

Immunizing Yourself Against Financial Scams and Identity Theft

Created on Tuesday, 09 October 2018. Posted in Content/our blog

No one is immune from financial scams and identity theft slams. Whether you are young or old, wealthy or poor, or transacting business in person or online, you have be aware that bad guys are out there, ...

Demystifying Investment Jargon: What Is Correlation?

Created on Wednesday, 27 June 2018. Posted in Content/our blog

Here at Align Wealth Management, we try to keep financial jargon to a minimum. But some references are worth translating, because there is valuable information behind the mumbo-jumbo. Consider us your ...

A Focus on Fixed-Income

Created on Thursday, 24 May 2018. Posted in Content/our blog

... their highest purpose within your unique total wealth management plan. Guiding Rule #3: Bonds Are Safer, but Not Risk-Free When your financial resolve is being tested, it helps to know that, compared ...

A Financial Survival Guide for Surviving Spouses

Created on Thursday, 26 April 2018. Posted in Content/our blog

... all uniquely, but all widows and widowers share a painful dilemma: On the one hand, the world seems to demand rapid response to a barrage of critical questions – financial and otherwise. On the other hand, ...

Eight Tips for Navigating Market Downturns

Created on Monday, 02 April 2018. Posted in Content/our blog

... are in the negative. 1. Don't panic. It's easy to believe you're immune from panic when the financial sun is shining, but it's hard to avoid indulging in worry during a crisis. If you're entertaining ...

Is it Time to Rebalance Your Portfolio?

Created on Thursday, 01 March 2018. Posted in Content/our blog

... for expected returns. Then we typically divide these assets among stock and bond subcategories, again according to your unique financial goals. For example, you can assign percentages of your stocks to ...

2018 Financial Best Practices

Created on Monday, 29 January 2018. Posted in Content/our blog

Apply These Financial Best Practices To Ring In a Prosperous New Year Happy New Year! You're off and running into a brand new year, full of hopes and promises to make this one even better than last. ...

ABCs of Behavioral Biases: The Last Word

Created on Thursday, 28 December 2017. Posted in Content/our blog

We began our series on the ABCs of Behavioral Biases by asserting an important point: Your own behavioral biases are often the greatest threat to your financial well-being. We hope we've demonstrated ...

ABCs of Behavioral Biases: O to T

Created on Thursday, 28 December 2017. Posted in Content/our blog

So many financial behavioral biases, so little time! We resume our series with our final batch of biases: overconfidence, pattern recognition, recency, sunk cost fallacy and tracking error regret. Overconfidence  ...

ABCs of Behavioral Biases: H to O

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... common bias. Hindsight bias can help us assume a more comforting, upbeat outlook in life. It is hazardous to investors, though, because your best financial decisions come from realistic assessments ...

ABCs of Behavioral Biases: F to H

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... of course, very helpful when you are truly in danger. But while the anxiety aroused by a physical threat like a rattlesnake deserves a quick response, financial fears are often misplaced. We tend to overcompensate ...

ABCs of Behavioral Biases: A to F

Created on Thursday, 26 October 2017. Posted in Content/our blog

... to learn more? Next, we'll continue through the alphabet, introducing a few more of the most suspect financial behavioral biases.  ...

The ABCs of Behavioral Biases

Created on Wednesday, 25 October 2017. Posted in Content/our blog

By now, you've probably heard that your behavioral biases can be the greatest threat to your financial well-being. As investors, we leap before we look. We stay when we should go. We cringe at the very ...

Market Correction

Created on Wednesday, 20 September 2017. Posted in Content/our blog

If you enjoy good writing, we recommend all of Warren Buffett's annual Berkshire Hathaway shareholder letters, dating back to 1965. While financial reports are rarely the stuff from which dreams are made, ...

Building a Healthy Relationship with Investment Risk

Created on Tuesday, 15 August 2017. Posted in Content/our blog

... believing that you can tolerate far more of it than you actually can. As financial columnist Chuck Jaffe has observed: "[A] common mindset is 'I can accept risks; I just don't want to lose any money.'" ...

Financial Planner Interview

Created on Wednesday, 02 August 2017. Posted in Content/resources

Financial Planner Interview   Competence                                             ...

Evidence-Based Investors Approach Investing Differently

Created on Monday, 31 July 2017. Posted in Content/our blog

... fund their personal financial goals. And they think about costs differently. Traditional active investors are caught up in trading at the “right” times. The costs, commissions, and taxes they incur are ...

Retirement Savings: A Little Goes a Long Way

Created on Wednesday, 07 June 2017. Posted in Content/our blog

... we help you determine how much you’ll likely need to live comfortably in retirement. We work closely with you to make your savings goals more achievable and help you reach your financial goals. Please ...

Financial Planner Interview

Created on Tuesday, 06 June 2017. Posted in Content/about

Choosing a financial advisor is one of the most important decisions you will ever make.  To make this process easier, we are happy to provide you our Financial Planner Interview Guide. Click here ...

Dissecting the Robo-advisor Trend: Do I Still Need a Human Advisor?

Created on Wednesday, 15 March 2017. Posted in Content/our blog

... robots. In our business, there’s been a lot of chatter about robo-advisors, which provide digital financial advice based on mathematical rules or algorithms. According to Cerulli Associates, robo-advisor ...

Get Ready…Get Set…Wealth Transfer

Created on Tuesday, 14 February 2017. Posted in Content/our blog

... we find this trend especially troubling. The absence of a proper wealth transfer plan can lead to a whole host of tax and other unforeseen financial implications. Also, many young people are wholly unprepared ...

Starting Out the New Year Right

Created on Tuesday, 17 January 2017. Posted in Content/our blog

After ringing in the New Year, many people are getting back to business. For some this means devoting more energy to saving more and spending less. Indeed it’s the most popular financial resolution for ...

Investing Resolutions for 2017

Created on Tuesday, 13 December 2016. Posted in Content/our blog

... it’s saving for a home, setting money aside for college or building a solid base for retirement, we at Align, can help you define, design and realize your financial goals. Please don’t hesitate to reach ...

With Investing, the Best Recipe is to Put Politics Aside

Created on Friday, 09 September 2016. Posted in Content/our blog

... we urge you to tune out the noise and instead stick to your long-term strategy. Making decisions based on political leanings or emotional fervor can seriously threaten your financial well-being. Consider ...

How Asset Location Can Help Fatten Your Nest Egg

Created on Friday, 19 August 2016. Posted in Content/our blog

... a substantial difference in your ability to achieve your financial goals. Bear in mind that an asset location strategy should be based on each individual's long-term goals, income tax bracket and asset ...

Tools to Help You Make the Most of Your One Financial Life

Created on Monday, 13 June 2016. Posted in Content/our blog

The typical financial advisor loves to focus on your investments—after all, most earn sales commissions for selling you stocks, bonds, annuities, or mutual funds. But the team at Align Wealth Management ...

Giving Clients a Fair Shake

Created on Friday, 22 April 2016. Posted in Content/our blog

As we've previously written, there's a big difference between stockbrokers and true financial advisors. Brokers are salespeople: Because they're paid to sell you investments or insurance, they operate ...

Your Portfolio’s Secret Weapon

Created on Thursday, 18 February 2016. Posted in Content/our blog

... have a long "flight" ahead of us to your financial destination. Thus, it's important to keep your cool. And that means maintaining a diversified portfolio that is tailored to your time horizon, goals and ...

Our 2016 Prediction: Market Predictions Will Err

Created on Tuesday, 19 January 2016. Posted in Content/our blog

The beginning of a new year wouldn't be complete without a chorus of financial experts making predictions about the stock market. But unless 2016 is very different from years past, the experts will be ...