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Total: 22 results found.

Global Diversification Is Key in Volatile Times

Created on Friday, 16 November 2018. Posted in Content/our blog

... show, there’s a reason for the expression, “Things can turn on a dime.” Whether it’s U.S. stocks, international bonds, emerging markets or any other sources of expected return, the evidence is clear: Trends ...

A Focus on Fixed-Income

Created on Thursday, 24 May 2018. Posted in Content/our blog

... A personalized plan is a touchstone for investment decisions, including building and maintaining a suitable balance between stocks and bonds, and determining what to include within the bond portfolio. ...

Is it Time to Rebalance Your Portfolio?

Created on Thursday, 01 March 2018. Posted in Content/our blog

... it's called rebalancing. Here's how it works. Imagine it's your first day as an investor. As you create your new portfolio, you've got a plan to put a portion of your assets in stock, a portion in bonds, ...

ABCs of Behavioral Biases: H to O

Created on Tuesday, 28 November 2017. Posted in Content/our blog

... loss aversion reminds us that unlikely does not mean impossible, and that's it's prudent to protect against worst-case scenarios. However, it plays against you if you decide to sit in cash or bonds during ...

Building a Healthy Relationship with Investment Risk

Created on Tuesday, 15 August 2017. Posted in Content/our blog

... Risks – Concentrated risks are the ones that wreak targeted havoc on particular stocks, bonds or sectors. In the science of investing, concentrated risks are considered avoidable. Diversifying limits their ...

Investing Resolutions for 2017

Created on Tuesday, 13 December 2016. Posted in Content/our blog

... at regular intervals to make sure you still have a healthy balance of stocks, bonds and cash. This is called your asset allocation and it depends largely on your age, goals and other factors. Within your ...

The Importance of Rebalancing

Created on Friday, 11 November 2016. Posted in Content/our blog

... that was initially 80 percent stocks and 20 percent bonds could easily shift over time to be 70 percent stocks and 30 percent bonds. Conversely, the portfolio could shift to 90 percent stocks and 10 percent ...

Cashing Out Is Not a Cash Cow

Created on Thursday, 13 October 2016. Posted in Content/our blog

... moved their money to cash or cash equivalent savings over the past year — far more than those moving money to stocks or bonds. Investors also revealed they have an average of 19 percent in cash savings ...

How Asset Location Can Help Fatten Your Nest Egg

Created on Friday, 19 August 2016. Posted in Content/our blog

... stocks that you own for longer than a year are taxed at lower capital gains rates. Short-term equities, as well as taxable fixed income, are taxed at higher, ordinary-income tax rates. Municipal bonds, ...

Tools to Help You Make the Most of Your One Financial Life

Created on Monday, 13 June 2016. Posted in Content/our blog

The typical financial advisor loves to focus on your investments—after all, most earn sales commissions for selling you stocks, bonds, annuities, or mutual funds. But the team at Align Wealth Management ...

Maximize Your Returns by Minimizing Your Taxes

Created on Thursday, 17 March 2016. Posted in Content/our blog

... example: Since tax-exempt municipal bonds have built-in tax protection, putting them in a tax-deferred account like a traditional IRA would be redundant. It can be wiser to tuck those munis into a taxable ...

Your Portfolio’s Secret Weapon

Created on Thursday, 18 February 2016. Posted in Content/our blog

... way of "repricing" stocks, bonds and other investments that have become expensive relative to their fundamentals. It's important to remember that, while we're experiencing some turbulence, we still ...

Bringing the Evidence Home

Created on Tuesday, 20 October 2015. Posted in Content/our blog

... years, three key stock market factors (equity, value and small-cap) plus a couple more for bonds (term and credit) have formed a backbone for evidence-based portfolio construction. What Has Evidence-Based ...

Behavioral Biases: What Makes Your Brain Trick?

Created on Monday, 17 August 2015. Posted in Content/our blog

... that stocks have historically delivered premium returns over bonds. Whenever stock markets dip downward, though, we typically see recency bias at play, as droves of investors sell their stocks to seek ...

What Has Evidence-Based Investing Done for Me Lately?

Created on Wednesday, 10 June 2015. Posted in Content/our blog

... ones—and why incorporating them into a portfolio can be tricky. First, a quick reminder that the three well-established stock market factors are equity, value and small-cap. For bonds, the key factors ...

Factors That Figure in Your Evidence-Based Portfolio

Created on Tuesday, 12 May 2015. Posted in Content/our blog

... have formed the backbone for evidence-based portfolio construction: The equity premium. Stocks (equities) have returned more than bonds (fixed income). The small-cap premium. Small-company stocks ...

What Drives Market Returns?

Created on Tuesday, 10 March 2015. Posted in Content/our blog

... those returns actually come from. Market returns represent something deeper than the ups and downs of stocks and bonds. They are our compensation for providing the financial capital that feeds the human ...

Managing the Market’s Risky Business

Created on Friday, 09 January 2015. Posted in Content/our blog

... particular stocks, bonds or sectors. Even in a bull market, one company can experience an industrial accident (Exxon Valdez), causing its stock to plummet. A municipality can default on a bond (Detroit, ...

Jelly Beans and Investing Wisdom

Created on Friday, 05 September 2014. Posted in Content/our blog

... truth is that the market—that collection of countless investors trading in stocks, bonds, commodities and more—is more skilled as a whole than are its individual participants. And that fact provides a ...

Align In The News

Created on Saturday, 06 April 2013. Posted in Content/resources

... Hills/Quail Creek News - July 2004 The Bugaboo of Bonds is something many investors face when considering the wisdom of having fixed income investments in their portfolios. Are bonds right for you? Read ...

Our Time-tested Investment Philosophy

Created on Monday, 30 April 2012. Posted in Content/about

... worldwide. Stock Risk Factors The Risk/Reward Tradeoff  In general, stocks are more volatile than bonds. However, not all stocks are equally risky. Small-company stocks ("small-caps") ...

OUR INVESTMENT MANAGEMENT APPROACH

Created on Monday, 29 April 2013. Posted in Uncategorised Content

... to provide premium returns in exchange for the amount of risk and expenses involved in the pursuit. Stock Risk Factors The Risk/Reward Tradeoff In general, stocks are riskier than bonds. ...